I registered Standard Charted Run KL Marathon. 10% off.

Say RM50, it will save RM5.

I agree - there is not much cash back from SCB.

I keep the card because they void my GST - no harm to keep a card with no annual fees and GST. But, SCB is not my preferred credit card. Usually monthly statement is RM0.

Looking at their promotion to attract more customer - to give RM300 cash back to new customer, my suggestion to them is they should do the same to retain the old customer. A sustainable cash back program is better than short term RM300 cash back.