Hmm, anybody received an SMS providing you Temporary Password for online banking? I think this one is for those who have yet to register/new to bank.

I called them up and the CS told me that they actually send this one out to all their customer.

They gave me 2 cards One is Mastercard gold, another is the Visa Business Gold.

I don't need 2 ler. If I had to keep one, which one is better? Anyone got experiences?

I remember I applied for the Mastercard Gold only. Don't think it's thru agent coz the banker itself called me to re-fill the form again.

Yes I'm aware of that and that's why I'm asking which one is better, that leaves them no choice of either letting me cancel one card without paying the GST, or "waive" it.

Then I can show them my proof. I've sent the applications form and others to the banker's email address and I still have the hardcopy.

As of "waive" it means they give me free points to redeem the RM50 GST rewards. You might say it's not possible but actually it happens to one of my colleague recently that he called up to cancel the card, and the banker or maybe just CS(not possible I think) offer my colleague to retain the card and in returns, the banker give him 10k points free, and few vouchers.

Yea, I checked my hardcopy form today that I actually only applied Mastercard Gold.

Just activated both of my cards, here's what they say :

Annual fee are waived for 2 years - If payment good, they will continue to waive.

As for GST - they say if I charged at least 3 times in each of the card (total 6 times) they will waive the GST for me. No minimum charge value.

Sounds good. Bank are actually trying to keep their customer in hand.

The CS I called last time told me that the bank will waive for me if you're a good paymaster. But I don't know about platinum card lol.

Try giving them a call and ask.

I'd say they will always approve, because if your card can swipe for RM2000 Also provided the interest/one time fee is covered in your credit limit as well

Btw, anyone used to pay something with paypal? I keep getting USD1 charged extra for each transaction.

Gonna give SC a call. :S God if I had to use it everytime, DIE paying RM3+ per transaction wei...

What is that RM50 btw? Did they say the "GST Rebate"?

Ok, from my experience recently, I already do 3 times swipe on my card. They promise me the same but here's what they say

"For first year GST, we can't give you rebate, but the 2nd years onward we can do rebate for you"

Better you call them back and ASK properly lol. lucky I just swipe less than RM100, the Free Cash covered them all.

no but u have to pay the GST lor of course