Requested to terminate one of my cards from SCB as I have 2, to only keep one.

They called me again and asked me to retain the card which I rejected stating no point to have 2 cards from the same bank that do not really benefit me in any specific thing.

They offered to waive the GST (although I'll only be charged on October) on both cards (including the one I did not request to terminate) + RM 50 cash back directly into my account.

Well, can't resist that as I am going to save RM 100 in total. At least SCB is showing the sincerity in retaining its customers.

T&C is I only need to keep the card for a minimum of 6 months.

Yes

It has been confirmed... they waive off GST for both of my cards. On top of that they give me RM50 as Cashback to spend.

If not I wouldn't want to continue. I cut off the card not because to get the waiver for GST. If waiver is all that they give, I wouldn't hesitate to cut the card. The reason was because I have many cards and want to cut down to make my wallet slimmer. Beside to manage so many cards, it is not easy. So I am trying to keep it simple and manageable.

However with the extra given.. I decided to keep it for another short term.

This post has been edited by davidlow7: Jun 21 2012, 11:25 AM

Actually my cycle month is October and cutting now already shown to them that I am not keen on the GST waiver thingy. So the reason I told them is that I do not want so many cards. Beside that I have another card with them and decided to cut one and keep one.

But I appreciated cause they waive the GST for both cards despite I only asked to cancel one.

My yearly spending.. I never really calculate however not that many cause I have quite a number of cards and will use more on the one that have contest. Currently Citibank has RM50 for Samsung Galaxy S3 contest. So I am going to swipe that more.