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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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Human Nature
post Jun 2 2011, 12:10 AM

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QUOTE
On 30 June 2011, we will discontinue your paper statements with eStatements. When your eStatement is available, we will send a notification and a password-protected eStatement to your email address stated above. Your mobile number has also been automatically registered to our SMS Alert for future communications. An SMS notification on the switch to eStatements has been sent to you on 31 May 2011.

Human Nature
post Jun 2 2011, 12:20 AM

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QUOTE(ronnie @ Jun 2 2011, 12:17 AM)
Where did you get the notification from ?
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I received an sms, followed by a notification email from Stand Chart. Thats the content quoted from the email.
Human Nature
post Jun 2 2011, 10:42 PM

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QUOTE(ronnie @ Jun 2 2011, 10:40 PM)
Started my Dining spend for June 2011... hope to get the 25% cash-back rebate.

Another question: As long as I'm within the 38,000 cardmembers who registered successfully, I will get the 25% rebate, right ?
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Yes, you will get the registration sms from 66300, and that you have spend RM1500 during the period.
Human Nature
post Jun 6 2011, 01:44 PM

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QUOTE(ihatemyguts @ Jun 6 2011, 01:37 PM)
Came across their booth at MIECC yesterday, and was told that a 1-year EPF statement is required.
I've a question though, since I've just started working, is it possible for my dad to act as a guarantor or sorts in place of the EPF statement?

Thanks for any feedback.
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if you already start working, perhaps you can show the salary slip as proof of income.
Human Nature
post Jun 7 2011, 10:52 PM

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QUOTE(alexwsk @ Jun 7 2011, 03:50 PM)
you can also setup ur sms banking thru the online banking to sms you whenever a transaction passes your preset threshold
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i disable the mobile banking but enable the SMS alert..will still be able to receive alerts right?
Human Nature
post Jun 20 2011, 11:32 PM

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QUOTE(uhlaw @ Jun 20 2011, 10:43 PM)
Any SCB CC agent here? Just wana know how much CL needed from other bank's CC to apply for Business Visa Plat?
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i was told 20k
Human Nature
post Jun 23 2011, 11:46 AM

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^^ woah, already have the cash back upon signup, then now cashback again if wanna cancel. Where you get this nice piece of info from?
Human Nature
post Jun 25 2011, 11:32 AM

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9a. Successful Registration during the first SMS Registration Period between 1 June 2011 (12:00 am) to 30 June (11:59pm) will have his/her Qualifying Spend during the first Qualifying Spend Period (1 June – 30 June 2011) and second Qualifying Spend Period (1 July – 31 July 2011) being considered for the Promotion.


Abit confuse here. I have succesfully registered on the 1st period (middle June) and I just swiped RM2500 for a non-dining item. So I will be receiving the 25% cashback for all my dinings during the [u]1st and 2nd period as well, i.e. 1 June 2011 - 31 July 2011?

If that is the case, what is the meaning of the following?

QUOTE
23. The extra Qualifying Spend during the first Qualifying Spend Period will not be carried forward for the second Qualifying Spend Period. For example, if a Cardholder spends RM3,000 in the first Qualifying Spend Period, the extra RM1,500 will not be considered as Qualifying Spend for the second Qualifying Spend Period.

The same principle applies for the calculation of the dining charges to award the 25% CashBack where dining charges made during the first Qualifying Spend Period will not be taken into account for calculating the Qualifying Spend of the second Qualifying Spend Period. 


This post has been edited by Human Nature: Jun 25 2011, 11:33 AM
Human Nature
post Jun 25 2011, 12:10 PM

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QUOTE(ronnie @ Jun 25 2011, 11:41 AM)
You only get 25% cash-back on ALL DINING on the first period (1-30 June 2011) only.

But you get to participate in both periods (1-30 June and 1-31 July) with 1 SMS only.
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Oh, what a downer.. doh.gif
Human Nature
post Jun 28 2011, 06:47 PM

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I hope SCB extend this 25% cashback promo as it is better if not on par with MBB2 AMEX. Assuming a RM2000 transaction (RM600 on dining), simple calculation:

MBB2 AMEX: 10k TP (RM50) + 5% max (RM50) = RM100

vs

SCB: 2k CP (RM10) + 0.5% for business visa (RM10) + 25% dining max (RM150) = RM170

SCB still give more return for RM1500 transaction (RM300 on dining). Drawback is the min RM1500 to qualify. No AMEX acceptance and weekend constraint whistling.gif

This post has been edited by Human Nature: Jun 28 2011, 06:56 PM
Human Nature
post Jun 29 2011, 12:57 PM

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^^ haha..maybe a better strategy is to let them make the offer instead
Human Nature
post Jun 30 2011, 12:32 AM

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QUOTE(smc9913 @ Jun 29 2011, 10:01 PM)
Does anyone else having problem with their e-statement? Ever since i got their card, has not been able to unlock their statement with the password that they pre-set for us.

Other than that, does anyone has a list of the restaurants / affliates that they have promotion with? Cant seem to find any on their website.
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yeah, i never been able to open the e-statement with the password as well..

refer here for the dining privilages
http://www.standardchartered.com.my/privileges/
Human Nature
post Jul 6 2011, 12:59 AM

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Anyone here holding SCB Preferred World MasterCard Credit Card? I would like to know whether it has the Platinum Travel (Unlimited access to KLIA PP lounge, etc), similar to Platinum Business Visa.

Thanks



Human Nature
post Jul 8 2011, 01:21 PM

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they have added more dining privilages for SCB card holders...check em out~
Human Nature
post Jul 10 2011, 01:30 AM

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QUOTE(F_F@PANG @ Jul 10 2011, 12:38 AM)
HI, all total spending rm1500... can spend RM600 in dining +RM900 in other retail spends....

but if my speding RM900 in other retail spends first before RM600 in dining ....
are both all can get 150 rebate... thanks for advice
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yes, as long as the total for that month is above RM1500, the dining portion will get 25% cashback, max at RM150
Human Nature
post Jul 10 2011, 01:40 AM

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QUOTE(ronnie @ Jun 1 2011, 11:51 PM)
Features of SCB Credit Cards
• Convert 5000 ChoicePoints into RM25 Cash Back
I dont think this is still valid. From the website, 14k ChoicePoints for RM50 cash back only available. Can you check?
Human Nature
post Jul 10 2011, 12:28 PM

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14k for RM50 is tad too high..now gonna have to redeem vouchers (which also require higher choicepoints than treatpoints). Bad move for SCB. Hope they reverse this.
Human Nature
post Jul 10 2011, 01:07 PM

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17. The maximum cash back entitlement for each Cardholder is RM150 for each Card throughout the Promotion Period. 


On the 25% cashback, do take note that the RM150 is the maximum for June and July, not each month.
Human Nature
post Jul 11 2011, 01:07 PM

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QUOTE(eddietan82 @ Jul 11 2011, 01:02 PM)
is there anyway to convert my existing gold card to platinum? i have request but no news from them.
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how/where do you place your request?
Human Nature
post Jul 11 2011, 06:55 PM

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Please be informed that the request to increase the credit limit will require you to submit your latest 3 months pay slip together with a written letter to the bank requesting for credit limit increase. You may send the pay slip attached to the Malaysia.Feedback@sc.com for further processing. Should you require any additional assistance, please do not hesitate to contact our customer care hotline at 1-300-888-888 or email to us.  Thank you for banking with Standard Chartered Bank.

I think the procedure for upgrading to platinum is the same. Do remember to ask if you need to pay the GST again for the upgraded card.

This post has been edited by Human Nature: Jul 11 2011, 06:55 PM

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