Gen-X, do you mean you have the RM70 net credited into your card account already, or you have to swipe 3 times within 30 days to get the cashback?

That's strange. When i received my VI, the RM120 has already been credited, no condition to swipe 3 times. The RM50 has also been debited. Wonder why their procedures are not standardised.

Ah.. That's more like it.

Shouldn't the RM70 be net of the GST RM50 already? My RM70 upon card activation comprised 2 entries, ie, credit of RM120 and debit GST RM50, resulting in a net cash back of RM70.

1. Annual fee is RM800. But i think they still have the offer of 2 years fee waiver. For waiver of 3rd year annual fee, you have to spend a minimum of RM10k on the card during the 2nd year. I can't seem to find this in black and white, but this is according to my Relationship Manager.

2. Yes. The cash advance limit assigned to me is 90% of my credit limit. However, I would advise against utilizing this facility due to the high interest rate charged, except in the event of an emergency.

You do know that you have to be an SCB Priority Banking customer in order to apply for the card? AFAIK, this is the best card issued in Malaysia for domestic and international airport lounge access privilege.

This post has been edited by Explorer II: Nov 1 2011, 08:14 PM

Haha.. That's why I always try out new/replacement cards at petrol stations first.

This is the one.

Standard Chartered has discontinued issuance of this card. However, those who applied for it when it was launched still hold the card today.

The main feature of this card is that it earns the cardholder cash back up to maximum RM600/year for transaction(s) on Fridays.

This post has been edited by Explorer II: Oct 17 2012, 11:48 AM

I don't think so.

By the way, I work in manufacturing sector too.

GST cannot be waived. Banks can offer you GST offset but they still have to pay the GST to the Government on your behalf.

This post has been edited by hye: Oct 17 2012, 09:38 PM

Exactly what happened with mine on the anniversary date earlier this month, except that it was by the CS instead of agent.

I thought they are quite aggressive in trying to retain customers. Mind sharing what's your annual spending on this card?

Wow! Tht's not a lot.

This post has been edited by Explorer II: Oct 20 2012, 07:51 PM

Mine's the other way round. I migrated from Citi to SCB.

Haha.. Amex has always been my favorite. I meant for my second card, I migrated from my Citi PM to my SCB VI.

Yea.. Unthinkable >.<