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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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Human Nature
post Feb 14 2012, 08:28 PM

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QUOTE(andrekua2 @ Feb 14 2012, 08:21 PM)
Actually, I have no complaint at all regarding their cash back because I think they are quite generous. Other card may gives you higher percentage but limited to RM50/month. Business Plat cash back isn't limited. Since I was using them primarily to pay for my bosses flight tickets and gadget purchases, I get higher rebate at times compared to my OCBC plus points on top of it. Not to mention they also waived your annual fees and GST.
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I just take the cashback thing as an example since they do revert the decision after getting feedbacks. Like you, I am also not happy with the high points for redemption, so yeah, if you actually state it as a reason for termination, they might actually listen laugh.gif .

This post has been edited by Human Nature: Feb 14 2012, 08:28 PM
Human Nature
post Feb 28 2012, 11:26 AM

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QUOTE(ronnie @ Feb 24 2012, 11:16 PM)
Reference to the 20% Cash Back for Online Bill Payment (promo ended)
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Still no entry in online banking, one more day to go.
Human Nature
post Feb 28 2012, 11:39 AM

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QUOTE(ronnie @ Feb 28 2012, 11:28 AM)
No SMS also on the 20% Online Bill Payment promotion.... could all this be a scam by SCB ?
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As long as someone reported receiving the cashback, then we shall know. One more day.
Hard to believe if none of us here is the among first 20,000 customers haha.
Human Nature
post Feb 29 2012, 01:46 PM

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QUOTE(wk444 @ Feb 29 2012, 01:35 PM)
received sms win the hifi, haha.
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gratz! what contest you entered?
Human Nature
post Mar 1 2012, 08:17 PM

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QUOTE(smsbusiness2u @ Mar 1 2012, 02:51 PM)
Any one remember standard chartered stated when to give the 20%?
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by the 29th rolleyes.gif


Added on March 1, 2012, 8:23 pmTheir reply:
We wish to inform that we are in the midst of collating information regarding the bill payment campaign winner list.

Please be assured that the list will be compiled soon.

Kindly visit the website www.standardchartered.com.my for information.

We appreciate your humble patience on this matter.


This post has been edited by Human Nature: Mar 1 2012, 08:23 PM
Human Nature
post Mar 1 2012, 10:02 PM

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QUOTE(ronnie @ Mar 1 2012, 09:28 PM)
IMHO, too many winner to be compiled by end of Feb 2012 caused the delay....
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and thanks to the complicated criteria/terms!
Human Nature
post Mar 7 2012, 11:29 AM

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Received the RM100 too thumbup.gif

Next promotion please wish.gif
Human Nature
post Mar 9 2012, 03:54 PM

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QUOTE(numerical @ Mar 9 2012, 03:43 PM)
just got my rm 100 rebate for not cancelling the card! yahuu..
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did you say you wanna cancel? or they straight away offer? hmm.gif
Human Nature
post Mar 9 2012, 06:46 PM

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QUOTE(ronnie @ Mar 9 2012, 06:43 PM)
That's standard procedure to retain CC holder... I really need to give it a try before anniversary.
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i actually did a test for GST waiver only. Was told that I need to swipe 3 times and then only give them a call for waiver. No mention of waiver in what form, cashback or ChoicePoints. Please share your findings.
Human Nature
post Mar 10 2012, 11:41 AM

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maybe i should just straight away bluntly ask for the RM50 retention thing laugh.gif
Human Nature
post Mar 28 2012, 11:20 PM

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QUOTE(bryan_x00 @ Mar 28 2012, 09:44 PM)
how about biz plats v biz gold? Any different? Cant seem to find the extra info from their website  sad.gif
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Now that you say it, the website is really lack of info. I hardly find the benefit such as access to lounge or choicepoints for the plat business card too.
Human Nature
post Apr 3 2012, 10:57 AM

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Just made a call to SCB to request for GST waiver. They dont offer 11000 CP anymore, instead direct cashback of RM50 which is better since 11000 CP does not translate to RM50 in their RM50 shopping voucher or RM50 cashbach redemption programme. Will appear in banking system in 3 days time.

Maybe the 11000 CP offer will be given in the situation where you have used your 10000 CP to offset GST beforehand.
Human Nature
post Apr 3 2012, 04:20 PM

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QUOTE(ronnie @ Apr 3 2012, 04:16 PM)
That's even better... do we still need to do 3 swipes ?
10000CP is needed for GST waiver also...
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Yupe, the CS rep today mentioned that I have indeed made 3 swipes before proceeding.

My CP is not enough tongue.gif
Human Nature
post Apr 3 2012, 05:39 PM

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QUOTE(shiroikun @ Apr 3 2012, 05:38 PM)
Just called SCB CS for card cancellation, they agree to void the annual fees and rebate RM100 to me ... smile.gif Haha, earn RM50 after deduct the GST
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did they ask much or direct offer the RM100?
Human Nature
post Apr 5 2012, 08:59 PM

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QUOTE(shiroikun @ Apr 5 2012, 08:47 PM)
Normally I won't use this card often, so far used it to pay bills due to 20% cash rebate on promotion period and Standard charted run get 10% cash rebate, helped 20 of my friends registered.  rclxub.gif  rclxub.gif  rclxub.gif
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Yeah, 3k consider alot dy when people having other cards giving better benefits.
Human Nature
post Apr 5 2012, 09:43 PM

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QUOTE(fastreader @ Apr 5 2012, 09:40 PM)
bill payment got rebate?..still on kah?
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there was a promo on bill payment few months back. already ended. lets wait for the next one biggrin.gif
Human Nature
post Apr 7 2012, 12:35 AM

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i wonder if anyone else voice out their dissatifaction about the increase in CP catalogue ? i did last year and the reply was management decision rclxub.gif need more voice flex.gif
Human Nature
post Apr 7 2012, 10:53 PM

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QUOTE(David83 @ Apr 7 2012, 09:00 PM)
Bought a Dark Mocha today. Get 2nd drink at 50% off after 4pm.

The 2nd grande at half the price are eligible for the accumulation of 10 grande beverages of the Starbucks card.
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err..a new promo using SCB card?
Human Nature
post Apr 8 2012, 12:21 PM

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This is unexpected! Remember I mentioned RM50 GST waiver is given directly instead of 11000 CP? Guess what, indeed RM50 GST is credited to the account and today my statement shows that 1000 CP is given too rclxms.gif
Human Nature
post Apr 20 2012, 01:09 PM

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QUOTE(fastreader @ Apr 20 2012, 12:09 AM)
how do i increase my credit limit?..do i needa talk to the branch?..or can do it online?..i needa increase by Rm1k only.. smile.gif


Added on April 20, 2012, 12:14 amAnother question, "Currently Outstanding Balance"..that is the balance tat i owe the bank?..because they just approve my card and they deduct RM50 for the GST..so left RM100 which is stated as "Currently Outstanding Balance"...meaning this is the amount tat i can spend or the amount tat i needa pay the bank?.. smile.gif
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1- call us customer service and inquire what is the procedure.

2- current outstanding balance means what you owe the bank currently. The amount that you can spend is your credit limit minus this outstanding balance amount.

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