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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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flash1234
post Feb 14 2012, 12:23 AM

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QUOTE(ruztynail @ Feb 14 2012, 12:14 AM)
crap.. can sign up for two cards?? wats the maximum allowed? i sign online approved d.. i think i'd only get 300-50=250 nett.. if sign with the agent can get 476 bucks???

actually wanna ask... how the bank make money like tat? give away so much cash back..
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Agent can help you fight for more than 1 credit card biz plat or plat, unlike online apps, there refer to system only. If you interested, feel free to pm me as I am working at standard chartered as well.

Cash rebate for biz plat and plat = rm288 - rm50(GST)
biz gold and gold = rm200 - rm50(GST)


QUOTE
i copied this frm their t&c wor.. how to get double cash back?

"""""""# If a New Customer applies for more than one credit card through any application channel during the Campaign Period, the cashback will only be awarded to one credit card, namely the credit card with the highest cashback entitlement.
There is a way for us agent to help customer to get 2 cards, although the credit limit are share but you will get the cash back for 2 of the cards. Its not that you will get RM476 in one card. You get RM238 in each your card.

This post has been edited by flash1234: Feb 14 2012, 12:33 AM
ruztynail
post Feb 14 2012, 12:58 AM

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QUOTE(flash1234 @ Feb 14 2012, 12:23 AM)
Agent can help you fight for more than 1 credit card biz plat or plat, unlike online apps, there refer to system only. If you interested, feel free to pm me as I am working at standard chartered as well.

Cash rebate for biz plat and plat = rm288 - rm50(GST)
biz gold and gold = rm200 - rm50(GST)
There is a way for us agent to help customer to get 2 cards, although the credit limit are share but you will get the cash back for 2 of the cards. Its not that you will get RM476 in one card. You get RM238 in each your card.
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I apply one card d. Got approved last week. Can change to two cards now?
flash1234
post Feb 14 2012, 09:11 AM

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Yes, you can apply for second card and you be reward the cash back as well.. May I know what card that you will be getting?

This post has been edited by flash1234: Feb 14 2012, 09:14 AM
shiroikun
post Feb 14 2012, 09:29 AM

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QUOTE(flash1234 @ Feb 14 2012, 09:11 AM)
Yes, you can apply for second card and you be reward the cash back as well.. May I know what card that you will be getting?
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How about I'm having a SCB normal platinum now then I can apply for Business Plat and get rebate of 288?
flash1234
post Feb 14 2012, 09:47 AM

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What plat that you have? Visa plat or master plat ?
roger roger
post Feb 14 2012, 09:50 AM

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My wife SCB business gold cc can offer for installment like medical bill when u log in to internet banking. Anyone can confirm whether if any handling charges or interest will be imposed? Last time CIMB offer "0" interest on education, medical and insurance purchase.
shiroikun
post Feb 14 2012, 10:31 AM

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QUOTE(flash1234 @ Feb 14 2012, 09:47 AM)
What plat that you have? Visa plat or master plat ?
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MASTER
ruztynail
post Feb 14 2012, 10:38 AM

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QUOTE(flash1234 @ Feb 14 2012, 09:11 AM)
Yes, you can apply for second card and you be reward the cash back as well.. May I know what card that you will be getting?
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my first application was a master plat.. wants to get another biz plat.. can u help me.. standard chartered service desk is getting me no where...
alexwsk
post Feb 14 2012, 11:44 AM

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QUOTE(shiroikun @ Feb 14 2012, 10:31 AM)
MASTER
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proceed with caution rolleyes.gif
kennji
post Feb 14 2012, 02:30 PM

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QUOTE(shiroikun @ Feb 14 2012, 09:29 AM)
How about I'm having a SCB normal platinum now then I can apply for Business Plat and get rebate of 288?
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proceed with caution. I remembered those high cash back are for "new" card holders. for a second card, you still get cash back, but only the standard ones stated in the website (unless u got other ways with agents/bank??) like me, holding a normal plat, applied for biz plat only get RM88 + 50. Better than none still...
andrekua2
post Feb 14 2012, 07:09 PM

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QUOTE(roger roger @ Feb 14 2012, 09:50 AM)
My wife SCB business gold cc can offer for installment like medical bill when u log in to internet banking. Anyone can confirm whether if any handling charges or interest will be imposed? Last time CIMB offer "0" interest on education, medical and insurance purchase.
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It's not free my friend... If I'm not mistaken, it's 5% per annum. Not sure if there are processing fees as well.
andrekua2
post Feb 14 2012, 07:13 PM

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I think SCB rewards service is very good. Redeem a steamer last week and today already got it. In comparison, request for a replacement last week and still haven't got it today. Not only that, they already denied my access to my card when I tried to buy air tickets. Going to cancel and change to Citibank perhaps. Really like to have one card at least which is popular with 0% installment. Both OCBC & SCB cards not eliglble for 0%.

Somemore really not happy with the high point requirement for redemption. Other bank seem to offer much better stuffs as well. Thinking to change to either MBB or Citibank.
Human Nature
post Feb 14 2012, 08:13 PM

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QUOTE(andrekua2 @ Feb 14 2012, 07:13 PM)
I think SCB rewards service is very good. Redeem a steamer last week and today already got it. In comparison, request for a replacement last week and still haven't got it today. Not only that, they already denied my access to my card when I tried to buy air tickets. Going to cancel and change to Citibank perhaps. Really like to have one card at least which is popular with 0% installment. Both OCBC & SCB cards not eliglble for 0%.

Somemore really not happy with the high point requirement for redemption. Other bank seem to offer much better stuffs as well. Thinking to change to either MBB or Citibank.
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If you were to terminate your SCB card, please do us a favour and highlight the high point requirement biggrin.gif when more and more people cite it as a reason, they might revise them, like the 0.5% to 0.3% cashback for the business card.
andrekua2
post Feb 14 2012, 08:21 PM

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QUOTE(Human Nature @ Feb 14 2012, 08:13 PM)
If you were to terminate your SCB card, please do us a favour and highlight the high point requirement biggrin.gif when more and more people cite it as a reason, they might revise them, like the 0.5% to 0.3% cashback for the business card.
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Actually, I have no complaint at all regarding their cash back because I think they are quite generous. Other card may gives you higher percentage but limited to RM50/month. Business Plat cash back isn't limited. Since I was using them primarily to pay for my bosses flight tickets and gadget purchases, I get higher rebate at times compared to my OCBC plus points on top of it. Not to mention they also waived your annual fees and GST.
Human Nature
post Feb 14 2012, 08:28 PM

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QUOTE(andrekua2 @ Feb 14 2012, 08:21 PM)
Actually, I have no complaint at all regarding their cash back because I think they are quite generous. Other card may gives you higher percentage but limited to RM50/month. Business Plat cash back isn't limited. Since I was using them primarily to pay for my bosses flight tickets and gadget purchases, I get higher rebate at times compared to my OCBC plus points on top of it. Not to mention they also waived your annual fees and GST.
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I just take the cashback thing as an example since they do revert the decision after getting feedbacks. Like you, I am also not happy with the high points for redemption, so yeah, if you actually state it as a reason for termination, they might actually listen laugh.gif .

This post has been edited by Human Nature: Feb 14 2012, 08:28 PM
Ah hao
post Feb 14 2012, 09:08 PM

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how to pay a SC CC with maybank? i cant find in mbb2u...

check? cash deposit ?
alexwsk
post Feb 14 2012, 09:49 PM

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QUOTE(Ah hao @ Feb 14 2012, 09:08 PM)
how to pay a SC CC with maybank? i cant find in mbb2u...

check? cash deposit ?
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refer here
shiroikun
post Feb 15 2012, 10:05 AM

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Wanna check with you guys regarding to the campaign that get 20% rebate from online bills payment. Anyone get that rebates credited into CC account?
TSronnie
post Feb 15 2012, 10:30 AM

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QUOTE(shiroikun @ Feb 15 2012, 10:05 AM)
Wanna check with you guys regarding to the campaign that get 20% rebate from online bills payment. Anyone get that rebates credited into CC account?
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I'm still waiting... last date to credit in is 29 Feb 2012
Crazyallen
post Feb 15 2012, 11:12 AM

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Updates: Just now call the agent. Like you said. they gave me two cards, 1 is visa & another is master. So total is rm476. Can i cancel the other card after using the inside free value?

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