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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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wb4j
post Feb 2 2012, 09:36 PM

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crap, i tried applying online. after 15 mins hard work in filling up the forms, i get form submission failed, please try again later rclxub.gif rclxub.gif rclxub.gif
TSronnie
post Feb 4 2012, 10:39 PM

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Let's say we overpay our SCB Credit Card, would it be possible to request a refund of the excess ?
waikit0513
post Feb 7 2012, 05:15 PM

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I registered Standard Charted Run KL Marathon. 10% off.

Say RM50, it will save RM5.
HaoYuan
post Feb 7 2012, 06:57 PM

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i dun think scb credit card got lots of rebate and cash back....and they only got few card choices
waikit0513
post Feb 7 2012, 07:32 PM

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I agree - there is not much cash back from SCB.

I keep the card because they void my GST - no harm to keep a card with no annual fees and GST. But, SCB is not my preferred credit card. Usually monthly statement is RM0.

Looking at their promotion to attract more customer - to give RM300 cash back to new customer, my suggestion to them is they should do the same to retain the old customer. A sustainable cash back program is better than short term RM300 cash back.


TSronnie
post Feb 7 2012, 11:37 PM

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SCB's Cash Back deals comes in promotional periods (not regular cash-back)
vgodmax
post Feb 9 2012, 01:56 PM

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QUOTE(ronnie @ Feb 2 2012, 09:31 PM)
yes... Open a eSaver account and wait for it to be upgraded to eSaver Plus. Subsequently if CC spends above RM1500 every month, you get 1.5x ChoicePoints. Plus you get 125 ChoicePoint every month for maintaining the eSaver account.
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I have opened the eSaver account online successfully, and I called the customer service to confirm if I'm in the program already, however I was told to go to branch to register or activate, is it the case for you?
TSronnie
post Feb 9 2012, 02:59 PM

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QUOTE(vgodmax @ Feb 9 2012, 01:56 PM)
I have opened the eSaver account online successfully, and I called the customer service to confirm if I'm in the program already, however I was told to go to branch to register or activate, is it the case for you?
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It was done automatically.... Maybe you should wait for a few weeks to enjoy the upgrade to Personal Banking suite.
Which SCB Platinum card do you have ?
vgodmax
post Feb 9 2012, 05:02 PM

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Potential points wasted then. Mastercard.
andyfriends
post Feb 11 2012, 12:28 PM

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is the winner list for the guaranteed gift out yet?
andrekua2
post Feb 13 2012, 01:39 AM

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QUOTE(andyfriends @ Feb 11 2012, 12:28 PM)
is the winner list for the guaranteed gift out yet?
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Wait slowly...

Even the announce for the 1st one will be out only on 29th Feb. For the 2nd one with the docking station, will be on March 31st.
temptation1314
post Feb 13 2012, 10:08 AM

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Btw, anyone used to pay something with paypal? I keep getting USD1 charged extra for each transaction.

Gonna give SC a call. :S God if I had to use it everytime, DIE paying RM3+ per transaction wei...
Crazyallen
post Feb 13 2012, 10:39 AM

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I received a call from SCB, They offered me business platinum and once card approve, it will credit total RM476 into my credit card and use 3 transaction within 45days then will get another rm50. Is it true? Give me Rm476 to spend wor. flex.gif
TSronnie
post Feb 13 2012, 11:15 AM

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QUOTE(Crazyallen @ Feb 13 2012, 10:39 AM)
I received a call from SCB, They offered me business platinum and once card approve, it will credit total RM476 into my credit card and use 3 transaction within 45days then will get another rm50. Is it true? Give me Rm476 to spend wor.  flex.gif
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Did you say YES ?
The highest for Online Application is RM300 cash back.

I believe that you will get 2 cards : RM188+50 x 2 = RM476
temptation1314
post Feb 13 2012, 11:47 AM

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What is that RM50 btw? Did they say the "GST Rebate"?
Crazyallen
post Feb 13 2012, 12:29 PM

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QUOTE(ronnie @ Feb 13 2012, 11:15 AM)
Did you say YES ?
The highest for Online Application is RM300 cash back.

I believe that you will get 2 cards : RM188+50 x 2 = RM476
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I said okay, then she call me send my salary doc to her lo. But i havent send yet.
RM50 is for the government 1.
temptation1314
post Feb 13 2012, 12:49 PM

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Ok, from my experience recently, I already do 3 times swipe on my card. They promise me the same but here's what they say

"For first year GST, we can't give you rebate, but the 2nd years onward we can do rebate for you"

Better you call them back and ASK properly lol. lucky I just swipe less than RM100, the Free Cash covered them all. laugh.gif
ckuanglim
post Feb 13 2012, 01:48 PM

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QUOTE(temptation1314 @ Feb 13 2012, 10:08 AM)
Btw, anyone used to pay something with paypal? I keep getting USD1 charged extra for each transaction.

Gonna give SC a call. :S God if I had to use it everytime, DIE paying RM3+ per transaction wei...
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I didn't get charged when I pay with paypal.
flash1234
post Feb 13 2012, 02:22 PM

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QUOTE(Crazyallen @ Feb 13 2012, 12:29 PM)
I said okay, then she call me send my salary doc to her lo. But i havent send yet.
RM50 is for the government 1.
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The actual amount you get is rm288. Then -rm50 for the government tax. So it would be :-
Rm288 - rm50 = rm238 per card

Ronnie is right, you will received 2 cards.

But once you receive your card, you will only have rm188 cash back at the beginning and the other rm50 will be credit within 45 days. Base on my experience, normally you will receive it within 10 days.

And you no need to swipe 3 times to get the extra rm50 cash back. That is old promotion. You only need to summit your requested doc to your agent within 48 hours of submission.


Added on February 13, 2012, 2:29 pm
QUOTE(temptation1314 @ Feb 13 2012, 10:08 AM)
Btw, anyone used to pay something with paypal? I keep getting USD1 charged extra for each transaction.

Gonna give SC a call. :S God if I had to use it everytime, DIE paying RM3+ per transaction wei...
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Are you sure the USD1 from SCB? Coz from what I know, any cards from SCB will not charge you any fee if you using paypal transaction.

This post has been edited by flash1234: Feb 13 2012, 02:29 PM
ruztynail
post Feb 14 2012, 12:14 AM

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QUOTE(flash1234 @ Feb 13 2012, 02:22 PM)
» Click to show Spoiler - click again to hide... «
crap.. can sign up for two cards?? wats the maximum allowed? i sign online approved d.. i think i'd only get 300-50=250 nett.. if sign with the agent can get 476 bucks???

actually wanna ask... how the bank make money like tat? give away so much cash back..

i copied this frm their t&c wor.. how to get double cash back?

"""""""# If a New Customer applies for more than one credit card through any application channel during the Campaign Period, the cashback will only be awarded to one credit card, namely the credit card with the highest cashback entitlement.

Example
Mr A applies through Application Channel (A) for a Gold credit card. He also applies through Application Channel (B) for a Platinum credit card. The Bank has approved both applications. Mr A will only be entitled to the cashback for the Platinum credit card, namely RM250 plus RM50 (if he submits his proof of income documents within 48 hours)."""""""


This post has been edited by ruztynail: Feb 14 2012, 12:19 AM

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