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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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shiroikun
post Apr 5 2012, 08:47 PM

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QUOTE(andrekua2 @ Apr 5 2012, 08:41 PM)
Whole year only 3k?
Wow... No wonder banks wanna dig you deep... laugh.gif
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Normally I won't use this card often, so far used it to pay bills due to 20% cash rebate on promotion period and Standard charted run get 10% cash rebate, helped 20 of my friends registered. rclxub.gif rclxub.gif rclxub.gif
shiroikun
post Apr 16 2012, 04:22 PM

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QUOTE(rayng18 @ Apr 16 2012, 03:55 PM)
Rec'd an sms from SCB:
RM0.00 Stanchart: Enjoy attractive balance transfer rate of 2.99%pa for 12months when you apply via online banking. Log on to online banking to apply. T&Cs apply
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I login and found no option for balance transfer application...anyone see it?
shiroikun
post Apr 20 2012, 02:45 PM

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QUOTE(fastreader @ Apr 20 2012, 12:09 AM)
how do i increase my credit limit?..do i needa talk to the branch?..or can do it online?..i needa increase by Rm1k only.. smile.gif


Added on April 20, 2012, 12:14 amAnother question, "Currently Outstanding Balance"..that is the balance tat i owe the bank?..because they just approve my card and they deduct RM50 for the GST..so left RM100 which is stated as "Currently Outstanding Balance"...meaning this is the amount tat i can spend or the amount tat i needa pay the bank?.. smile.gif
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You check you outstanding amount stated RM 100.00 or RM 100.00 CR.

If you see RM100.00 CR meaning the bank owe you, you don't need to pay anything.

*Always pay statement amount in full, doesn't matter how much is the outstanding amount, you should not get charge any interest. rclxm9.gif
shiroikun
post May 26 2012, 04:55 AM

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QUOTE(echoesian @ May 26 2012, 01:58 AM)
For StanChart, can we call its CS to cancel the credit cards without walking to the branch?
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YES, You can always call up to cancel without walk-in
shiroikun
post May 26 2012, 12:19 PM

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QUOTE(pisang @ May 26 2012, 10:09 AM)
mine was last year as well. at first i called to the CS to do cancellation. but the CS told me that i have to walk-in to any PB branch for CC cancellation.

hmm...maybe she was too lazy to help me over the phone.
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PB Bank must go to branch to cancel, I did it too last year...can't cancel it over the phone

QUOTE(MugenK20A @ May 26 2012, 12:02 PM)
just a call to cancel the card without proper writings?
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For STD CHART , yes everything can be done over the phone.

shiroikun
post Jun 11 2012, 05:37 PM

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QUOTE(kwackers @ Jun 11 2012, 05:09 PM)
What's the point of redeeming the crap "gifts" most banks offer?  I don't need an electric kettle, or a cheap coffee maker.  I wouldn't even give one of those away to a friend.
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You can always redeem supermarket vouchers to buy what you want, what a waste...you are rich rclxms.gif rclxms.gif rclxms.gif
shiroikun
post Jul 3 2012, 11:23 AM

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Received a SMS from SCB, Congratulation! You have won CashBack for your recent transaction. Get rewarded when you speend with your Credit Card! T & C applies.

Meaning? How much I won? ANyone received this type of SMS recently and how much cashback they gave?

What I know there is a campaign on 2 winners every 30min...
shiroikun
post Jul 3 2012, 02:58 PM

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QUOTE(ronnie @ Jul 3 2012, 11:33 AM)
That's nice... RM100 is the cashback, right ?
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I'm unsure how much is the amount. Online Portal shows nothing, guess will need to wait for few days until it appear?


QUOTE(gerrardling @ Jul 3 2012, 12:14 PM)
u are so lucky, u must be the 50th person who make the transaction on that time
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You sure number 50th person of every 30min will get? lol rclxms.gif
shiroikun
post Jul 3 2012, 04:44 PM

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QUOTE(andyfriends @ Jul 3 2012, 03:20 PM)
I am told that even existing customer can apply for another card and be eligible for another RM300 cash back
weeeeee  rclxms.gif
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QUOTE(ronnie @ Jul 3 2012, 03:27 PM)
But their T&C states otherwise.
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Existing customer that holding SCB CC for more than 1 year are eligible to get the RM300 too. The last update was, this promotion only valid until June 30. Need to check with them again whether this promotion extended or expired
shiroikun
post Jul 17 2012, 02:25 PM

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QUOTE(kianwee @ Jul 17 2012, 12:20 PM)
Just received SMS from Stand Chart

"Congratulations! You have won CashBack for your recent transaction. Get rewarded when you spend with your Credit Card! T&C applies."

Since using Stand Chart from last year, I've won and received more freebies than any other cards I ever used!
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I received this sms 2 weeks ago but till now I don't see any cash back from online portal. Don't know when they will credit it
shiroikun
post Oct 12 2012, 05:04 PM

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Received SCB SMS Today, Won cash back... @@

RM198 credited into my CC....

11/10/2012 30 Spends Campaign CashBack MYR 198.00 CR



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