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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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TSronnie
post Oct 3 2012, 01:53 PM

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QUOTE(silent_screamerz @ Oct 3 2012, 01:47 PM)
does it mean if got 3 card i need to pay rm50 x 3 for the GST?
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Total GST: RM150 (RM50 x 3)
Total Cashback : RM600 (RM200 x 3)

NETT FREE CASH = RM450 drool.gif rclxm9.gif icon_idea.gif thumbup.gif icon_rolleyes.gif

Wait another 30-day for addtional Free Cash of RM300 drool.gif rclxm9.gif icon_idea.gif thumbup.gif icon_rolleyes.gif
TSronnie
post Oct 3 2012, 11:03 PM

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QUOTE(sochaiapk @ Oct 3 2012, 11:01 PM)
Is it true that exisitng credit card user is not entitled for the cash back because this promotion is only for new customer. But then how come someone can apply up to 7 credit cards. I read in the terms and conditions, a person only entitled to one cashback of the highest value even if he has 2 cards approved.
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Some did say if you held a SCB > 1 year also entitled to the cash-back...
If you takut, don't apply.... brows.gif blink.gif blush.gif
TSronnie
post Oct 3 2012, 11:10 PM

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QUOTE(sochaiapk @ Oct 3 2012, 11:08 PM)
Bro, not takut. Just hassle to cancel if no cash back given.
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SCB gives free cash... 5 mins job to call to cancel is too difficult, then don't apply.
More pool for the rest of us.
TSronnie
post Oct 3 2012, 11:28 PM

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QUOTE(sochaiapk @ Oct 3 2012, 11:14 PM)
Are you also having SCB CC for >1 year before you apply in another one?
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Feel free to read back a few pages for details.... we don't spoon-feed
TSronnie
post Oct 4 2012, 01:18 PM

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QUOTE(Human Nature @ Oct 4 2012, 11:15 AM)
i finally applied. Initially wanted to applied for 2 but the agent offered another 2 so.... blush.gif  innocent.gif
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why won't any Price Solution agent call me on my application ??!?!?!?!
TSronnie
post Oct 4 2012, 02:05 PM

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QUOTE(hongchai888 @ Oct 4 2012, 01:25 PM)
Weird, normally they will call you after you submit application online....
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Not for me....
TSronnie
post Oct 4 2012, 06:00 PM

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QUOTE(catsper @ Oct 4 2012, 04:18 PM)
Price Solution called and insisted that I have to keep the card for at least a year before they can process the application.
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Keep which card for 1 year ?
I'm confused...
TSronnie
post Oct 4 2012, 11:08 PM

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The current Business Visa card looks different from the one I had in Feb-2011... smaller EMV chip, new VISA logo
TSronnie
post Oct 5 2012, 10:23 AM

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QUOTE(hongchai888 @ Oct 5 2012, 09:42 AM)
I am thinking to apply also, but the limited SCB branchers make me a bit worry of it when come to payment.

Kindly recommend some hassle free ways when we want to make payment?
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Interbank Giro is the most efficient method ... fees may applied.
TSronnie
post Oct 6 2012, 12:11 PM

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QUOTE(ixole @ Oct 6 2012, 12:09 PM)
do we need to write a remark for " credit card application only" on the scan copy of our IC for online application? bcuz i remembered one of the bank staff asked me to do so for security purpose..
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You should put "Bank Name-CC Application Only"
TSronnie
post Oct 7 2012, 09:44 PM

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QUOTE(celaw @ Oct 7 2012, 12:20 PM)
I just share with my friend. He told me he applied a few mths back n get RM400 cash back per card. Is it got such promotion ar?
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Your friend is clearly "pulling your leg"...
No such promotion...
TSronnie
post Oct 8 2012, 08:04 AM

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QUOTE(celaw @ Oct 7 2012, 09:55 PM)
He said he applied 3 mths back and already received full cash back. He even showed me the statement. He applied through road show agent. RM200 once approved. RM100 2nd and 3rd statement respectively..
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Hahaha.... in that case your friend was "VERY LUCKY" to get RM200 + RM100 + RM100.
How sure all the RM400 is from the CC signup ?
TSronnie
post Oct 8 2012, 04:19 PM

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Paying RM2 (into LivingSocial's pocket) and hope to get approved... Good deal but risk only RM2 for RM350
TSronnie
post Oct 8 2012, 10:19 PM

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Finally receive a call from Price Solution agent for my application... ask him to proceed with Gold Card x 3 applications (Business Visa Gold, Visa Gold, MasterCard Gold)

Acccording to him, 45 days after card approval, will get the balance cash-back
TSronnie
post Oct 9 2012, 11:22 AM

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I've got 3 Price Solution Agents helping to apply 4 cards from SCB. This is so funny.

According to the latest Price Soultion agent I talked to :-
If you are existing cardholder, you should actually send one(1) request to ADD cards (all 7 cards) to enjoy the cash back brows.gif without going thru online application.
TSronnie
post Oct 10 2012, 07:24 AM

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QUOTE(celaw @ Oct 9 2012, 11:57 PM)
Yea! I just ask the agent to apply 3 gold cards for me after my online application failed. And it already approved after I checked to the rewards page as mentioned by Human Nature. smile.gif
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Did you check the Rewards page after received the Approval SMS or before the Approval SMS ?
TSronnie
post Oct 10 2012, 09:30 AM

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QUOTE(rayfoo @ Oct 10 2012, 09:28 AM)
applying for this current online promo cashback, we are still being charged GST for 1st year correct?
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Yes... the 1st year GST is charged and payable. You can offset with the CashBack received upon card approval.
Annual Fee is waived for 2 years.

I notice in my Transaction Details, the Cash-back received (upon card approval) is no longer listed after Statement has been generated.... seems fishy
TSronnie
post Oct 10 2012, 09:35 AM

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QUOTE(rayfoo @ Oct 10 2012, 09:33 AM)
their T&C is as following, are they not following this?

12.For online applications, the cashback will be given to the cardholder in the following manner:-
12.1 For Gold / Business Gold credit card, the sum of RM150 will be credited to the cardholder's credit card account upon approval of the credit card. The balance RM100 will be credited within 30 days after that.
12.2 For Platinum / Business Platinum credit card and Preferred MasterCard World, the sum of RM200 will be credited to the cardholder's credit card account upon approval of the credit card. The balance RM100 will be credited within 30 days after that.
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If you want to follow the T&C, YOU CANNOT apply.... brows.gif doh.gif sweat.gif rolleyes.gif
Let others get the FREE cash thumbup.gif wub.gif
TSronnie
post Oct 10 2012, 01:40 PM

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QUOTE(Human Nature @ Oct 10 2012, 01:29 PM)
Oh, this is another good feature that i stumbled upon  biggrin.gif
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There's a SMALL FEE involved....
TSronnie
post Oct 11 2012, 09:33 AM

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My application still PENDING... not efficient at all.
Maybe a deadlock of 3 agents vying for my applications
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