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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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Human Nature
post Oct 12 2012, 11:23 PM

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QUOTE(catsper @ Oct 12 2012, 11:16 PM)
5 cards in a envelope reached my hand. No approval sms at all.
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notworthy.gif dont forget to activate. i learned the hard way, card not accepted at cashier and had to call up activation on the spot. lucky no other customer. so malu wei laugh.gif
Human Nature
post Oct 13 2012, 10:33 AM

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QUOTE(paranoid_guy @ Oct 13 2012, 03:16 AM)
Question about annual fee waiver:
My accumulated points is only 11,000
but according to redeem rewards page, annual fee waiver needs 25,000 points for Gold card.

So, can i just call the phone banking customer care consultant to ask for annual fee waiver?
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How long have you been holding this card? New card holders enjoy first 2 years annual fee waiver.
Just try calling up CS and request for the annual fee waiver. If I am not mistaken, there is a menu for Af waiver request at their line.
Human Nature
post Oct 13 2012, 11:00 PM

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QUOTE(minto13 @ Oct 13 2012, 10:52 PM)
Is the cashback Rm200 all in 1 card, all separate?
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Please refer to the terms and condition, stated clearly.
Human Nature
post Oct 13 2012, 11:22 PM

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QUOTE(celaw @ Oct 13 2012, 11:00 PM)
Separate to each card, I.e. platinum get RM200, gold get RM150 once approved..


Added on October 13, 2012, 11:01 pm

T&C said just 1 card will receive cash back regardless how many cards you apply right?
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judging from the question, i feel that he/she has yet to read the T&C so better ask him/her to do that first
Human Nature
post Oct 14 2012, 12:22 AM

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QUOTE(celaw @ Oct 14 2012, 12:13 AM)
Btw, I had 1 question here.. For platinum cards, we will get 3x points for oversea spending (including foreign currency online transactions) right? Does this including Business Platinum card? Or just that normal platinum visa and mastercard entitled?
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Yes, plat business gets 3x for overseas purchase too
Human Nature
post Oct 14 2012, 03:29 PM

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All my cards were delivered via pos laju (plat only) and (plat/gold together).
Human Nature
post Oct 16 2012, 11:54 PM

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QUOTE(ronnie @ Oct 16 2012, 10:39 PM)
Standard Chartered Bank ... seem to be non-standard actually.
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but their cashback got standard one laugh.gif
Human Nature
post Oct 17 2012, 10:53 AM

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QUOTE(sochaiapk @ Oct 17 2012, 10:47 AM)
Wah, really got Titanium card from SCB drool.gif
So what is the requirement to get one what is the benefits?
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It is no longer offered. Discontinued.
Human Nature
post Oct 19 2012, 12:51 PM

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i quickly logged to my online system, luckily all cashbacks still there. only used about RM100 from all the cashbacks so far. hope they dun take it back, but maybe wont be getting the remaining RM100 sad.gif
Human Nature
post Oct 19 2012, 09:04 PM

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QUOTE(tifosi @ Oct 19 2012, 03:28 PM)
Is there any way to set the threshold SMS alert to below RM 250? Or RM 250 is the min that I can set.
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Not that i know currently. Luckily I was able to set the threshold to RM100 before they revise the amount at the online banking system.
Human Nature
post Oct 20 2012, 02:50 PM

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QUOTE(celaw @ Oct 20 2012, 01:09 PM)
Then need to pay the balancing already. This will defeat the purpose already as I no not have scb savings acc. Paid with IBG already will cause me RM1..,=.=
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Just give SCB la. You use the 50 cents, then get another 0.5% cashback how? tongue.gif
Human Nature
post Oct 20 2012, 06:05 PM

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QUOTE(ronnie @ Oct 20 2012, 05:29 PM)
I've been charged Annual Fee of RM250 on my MasterCard Platinum mad.gif mad.gif mad.gif they are unable to waive with a call to the Platinum CS line.

I've proceeded to CANCEL the card instead.... now waiting for Cancellation Dept to call me....
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This is for your old card right? my card will due in march after the 2 yrs AF waiver.

I somehow got this gut feeling that SCB will be strict with this already, as can be reflected from changes to the points redemption and so on...'new direction'

This post has been edited by Human Nature: Oct 20 2012, 06:07 PM
Human Nature
post Oct 21 2012, 01:06 AM

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QUOTE(katejing @ Oct 21 2012, 01:03 AM)
business visa gold or platinum also can get the RM300 cash back? or got any hidden requirements?
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gold diff amount, refer to the T&C
Human Nature
post Oct 21 2012, 03:37 PM

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QUOTE(celaw @ Oct 21 2012, 10:11 AM)
Don't know we still able to get extra RM100 after 60 days or not after this "new direction".. =.=
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i already prepared mentally that there will be no extra amount.

QUOTE(winner @ Oct 21 2012, 11:16 AM)
The free 11,000 CP given to redeem government service tax is now only granted upon request.

My card annual date is in June and the 11,000 CP was not shown in my statements in July, August and September.  It is only reflected in my current statement in October after I requested SCB to grant me 11,000 CP about 3 weeks ago.
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So you are one of the special ones with the titanium card thumbup.gif
Human Nature
post Oct 22 2012, 12:18 AM

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QUOTE(echoesian @ Oct 22 2012, 12:07 AM)
Is the choice points tie to the single card or accumulated among all the cards?
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across all the cards smile.gif
Human Nature
post Oct 22 2012, 10:43 AM

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QUOTE(fastreader @ Oct 22 2012, 02:34 AM)
so if i asked for waiver of 3 cards, then its 10,000 points for each of the 3 cards?.. smile.gif
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try and let us know biggrin.gif

QUOTE(sangaran @ Oct 22 2012, 05:58 AM)
submitted online too
and approval sms received the next afternoon, but no calls received
can;t viewable coz i'm not SCB online user
dunno whether the sms is reliable or not rclxub.gif
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just reg for the online banking then
Human Nature
post Oct 22 2012, 03:35 PM

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QUOTE(katejing @ Oct 22 2012, 03:04 PM)
Erm? Means I only can get RM200 rather than RM300?

Gt any ppl knw any t&c tie to the cash amount, eg. Minimum transaction amt or first transaction only? So far I knw, you cn use freely for many transactions up to the amt being utilized fully. Is it correct?
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for the moment, i dont think there is any swipe amount for the extra cashback. no one reported it yet.
you get the first half of the cashback instantly upon approval.
Human Nature
post Oct 22 2012, 03:52 PM

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QUOTE(wut2du @ Oct 22 2012, 03:48 PM)
received my scb visa platinum..they will waived the annual fees for 2 years..for 3rd year have to call customer service to manually waived the fee...forgot to ask if after 3rd year they will waived it or not?
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enjoy the cashback first and then folloow up/decide after 1.5 year
Human Nature
post Oct 22 2012, 03:55 PM

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QUOTE(wut2du @ Oct 22 2012, 03:54 PM)
ok, thanks
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forget to add, dont forget about yearly GST too tongue.gif
Human Nature
post Oct 23 2012, 09:38 PM

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QUOTE(echoesian @ Oct 23 2012, 09:36 PM)
Meaning to say I can redeem all the accumulated points and cancel them all !!
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ya, i have redeemed cashbacks and vouchers so far. Takes bout 1 week for voucher delivery.

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