alrite. hope that the sms is reli fake so that there's still hope. thanx all for the valuable advice.

i am not sure if anyone has mentioned but all of you using the justone card cannot use the current account for withdrawal at the atm

Are you talking about JustOne Titanium CC or JustOne CASA ?

so anyone got the additional RM50 cashback with living social deal yet?

Justone Titanium CC. SCB have confirmed that the renewal card have this problem so they will issue you a new debit card for the atm. Kinda defeat the purpose in the first place all-in-one now have to carry both

Oct 11 - Online submission
Oct 11 - Received SMS - "confirm preliminary approval and will proceed for final approval."
Oct 16 - Received SMS - APPROVED.

xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

See cannot see the card at the portal.

I hv applied and ps called. submmited all necessary docs but when i called they said is approve but did not receive any sms.. When i called again, now diff guy told me is rejected.. Then i receive a letter declined.. Can i know hw mch annual income or criteria to apply business platinum or a platinum card? No ans provided for decline.. Should i reapply?

I also got rejected but they say need 3 months cooling period

i tink to just reappply

But i thought some bank have cooling period which is 3-6 months period.. Hmmm... Wonder should i just apply online or give a call to the ps who called me for the docs..

wel, some had been successful in applying without applying any cooling off period. so it kinda depends on luck too.

I tink all of them say different things. not consistent one.

Standard Chartered Bank ... seem to be non-standard actually.

I don't know what i can say.Really speechless.
Yesterday I've upload my EPF (Latest) and IC (front back) via online when i apply Business Gold Visa card online. But until final review part cannot press submit button to submit and always keep same page after press.I tried Firefox and google chrome also failed to submit.Waste my time in poor webpage.

Today I received a call from SCB for applied online Business Gold Visa card yesterday.First,she asked me if got car loan,housing loan,credit card or not.I just working almost 2 years (at least 30k annual income)but no own car and no own house and no credit card.Thus,I only answer no car loan,no housing load and credit card.Then she requested me provide additional documents i.e. Degree, Diploma certificates.

WTH,PROVIDE Degree, Diploma certificates for what?
The above certificates can prove what?
Why I still need provide additional documents?I never owe bank money and I able to apply gold card.
Is so unreasonable to need Degree, Diploma certificates for 1 gold credit card which is minimum income 24k requirement.

I just want gold only,not platinum card.Why so difficult?Speechless

A few requirements for this card:
Age
21 to 65 years old
Minimum income requirement
Gold / Business Gold Card – Minimum annual income of RM24,000 (Click for other card selection)
Platinum / Business Platinum Card – Minimum annual income of RM48,000 (Click for other card selection)
Preferred World MasterCard – Minimum annual income of RM72,000 (Click for other card selection)
Please note that all credit card applications are subject to the Bank’s approval & credit evaluation. In the event we are unable to issue your preferred credit card type, we will offer you an alternative card.


This post has been edited by petergui: Oct 16 2012, 10:52 PM

This is same situation i face when submitting online. But from your explanation, it seem it was go tru although no other message appear after submission?

I think so.Initial part is customer key in personal information(name,ic,phone etc).
Thus,it auto record the information and got my phone number then call me next day.

usually this is require for the first credit card application?

but their cashback got standard one

hahaha.... very true their RM250 nett = 5 months of monthly max rebate from OCBC Titanium MasterCard/Maybankard 2 AMEX

Now is you "want" to get their credit card(s). So either submit required documents or let it go as no one forced you must apply and takes their credit card(s) right? No point shouting here?

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Added on October 17, 2012, 12:10 amHaha.. Get 6 cards = RM1,350 nett = 27 months of monthly max rebate from OCBC Titanium MasterCard/Maybankard 2 AMEX OR 13.5 months max rebate from both cards!!!

EDIT: Ignore point system from AMEX.

This post has been edited by celaw: Oct 17 2012, 12:11 AM