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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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Human Nature
post Jul 7 2012, 12:20 AM

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QUOTE(ronnie @ Jul 7 2012, 12:15 AM)
alexwsk still hold a valid SCB Credit card... may not be valid.
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You are right, i read the statement wrongly.

For your e$aver account to meet the criteria for the Preferred WMC card, do you need to maintain similar to the following?
QUOTE
A minimum average daily balance of RM6,000 on the Preferred M2 Account/SuperSalary Account must be maintained to be eligible.

Human Nature
post Jul 10 2012, 04:28 PM

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QUOTE(Titan_Gunners @ Jul 10 2012, 04:20 PM)
Received call from SBC CC, they claimed only can apply 2 platinum card for Rm400 cashback only.
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are you an existing SCB card holder?
Human Nature
post Jul 12 2012, 12:36 AM

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QUOTE(ronnie @ Jul 12 2012, 12:32 AM)
Received 2 SMS this evening to inform that my CC has been approved.
Why 2 ? I can assume 1 for principal, 1 for supplementary.
Faxed letter on 9 July, approved SMS on 11 July.

Tomorrow will check if I see the new CC listed in SCB Online Banking  drool.gif  drool.gif  drool.gif
Most importantly, did I get RM300 rebate or not.....???!?!?!?!  sweat.gif  rolleyes.gif  brows.gif
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Did you request for the supp?
Human Nature
post Jul 12 2012, 12:40 AM

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QUOTE(ronnie @ Jul 12 2012, 12:37 AM)
Of course I did...
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ahh, ok, let us know the outcome.
Human Nature
post Jul 13 2012, 11:41 AM

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QUOTE(ronnie @ Jul 13 2012, 10:07 AM)
I'm please to annouce that I have successfully "upgrade" to
1. SCB Preferred MasterCard with RM200 CashBack received
2. Supplementary with RM30 CashBack received

Next 30 day I should get another RM100 according to this :-
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Did they minus RM50 for GST payment? Also in your request letter/form, did you mention you are also an e$aver account holder?
Human Nature
post Jul 14 2012, 10:32 PM

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QUOTE(ronnie @ Jul 14 2012, 07:24 PM)
Today I received my SCB Preferred World MasterCard (Principal+Supplementary) via PosLaju.
Activation is required.
The card surface is matte... very nice looking card.
Well done, that is quite a risky move thumbup.gif
Human Nature
post Jul 15 2012, 01:26 AM

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Found the Terms & Conditions for Business Gold & Business Platinum Petrol Cash Rebate Campaign 2012
http://www.standardchartered.com.my/person...-conditions.pdf

5% capped at maximum of RM38 per month and RM 450 per year.


Added on July 15, 2012, 1:27 amThe Campaign is open to New Customers who:
3.1 apply for any of the following credit cards (“Eligible Cards”) with the Bank and have them approved during the Campaign Period:
Business Gold Credit Card
Business Platinum Credit Card

This post has been edited by Human Nature: Jul 15 2012, 01:27 AM
Human Nature
post Jul 15 2012, 01:22 PM

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I might not able to upgrade on time. I just cleared my outstanding balance and the next statement date is in August hmm.gif
Human Nature
post Jul 15 2012, 08:28 PM

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QUOTE(ronnie @ Jul 15 2012, 06:45 PM)
I upgraded even with balance due... it doesn't matter as SCB will issue new CC to you.
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Hi, did they transfer the Choice Points, and remove the old card from the online banking system? TQ
Human Nature
post Jul 16 2012, 01:59 PM

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Ronnie, this is what i get from their CS rclxub.gif

QUOTE
We regret that the promotion of 1.5x choice point is extended to Priority Banking customer. The benefit is attached only if customer holds Preferred M2.

Human Nature
post Jul 16 2012, 02:58 PM

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ya, that's what i pointed out to him as well. but nevermind hehe, already fax out.
Human Nature
post Jul 17 2012, 11:53 PM

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QUOTE(wwl86 @ Jul 17 2012, 11:51 PM)
non-businesman can apply for business SCB visa gold? not sure y i got reject sms after attempt to apply through online
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yes, possible.
Human Nature
post Jul 18 2012, 12:36 AM

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QUOTE(fastreader @ Jul 18 2012, 12:29 AM)
i applied for a card sometime in april...and then if i apply for another card, am i entitled to the cashback?.. hmm.gif its almost 3 months ago since the first card was approved la.. hmm.gif


Added on July 18, 2012, 12:30 amanyone got similar experience to share?.. icon_question.gif icon_question.gif
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they insist that the cashback is only for new customers.
Human Nature
post Jul 18 2012, 10:28 AM

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QUOTE(DM3 @ Jul 18 2012, 08:03 AM)
but Ronnie you fulfilled the terms on being existing customer more than a year so you deserve it
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QUOTE(fastreader @ Jul 18 2012, 08:05 AM)
lucky fella..but i tink its because u had been a card holder for a longer period.. smile.gif
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"New Customers" mean applicants who have not held any Standard Chartered Bank Malaysia Berhad credit card whether as principal or supplementary cardholder within the past 12 months before the applicant's credit card under this Campaign is issued.

Maybe its a hidden loyalty benefit biggrin.gif
Human Nature
post Jul 20 2012, 09:46 AM

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QUOTE(.M6 @ Jul 20 2012, 09:28 AM)
I saw this one the Preferred World Master Card page:

Preferred Banking monthly maintenance fee: The monthly fee of RM50 is waived for the first year. The fees for subsequent years are waived as long you maintain deposits and/or investments of at least RM72,000 or housing loan quantum of at least RM400,000 with us.

After 1st year need to pay month fee RM50 since I have no deposits and loan with SCB? sweat.gif
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My interpretation is that RM50 fee is only applicable if you are holding a Preferred Account as well since it is found at the Preferred Banking site only.
Human Nature
post Jul 21 2012, 12:50 PM

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QUOTE(wookayhua @ Jul 21 2012, 03:12 AM)
But I have a question now:
If you got a Platinium CC from Standardchartered,
How do you settle the annual fee? Annual fee is RM250 for the Platinum or RM300 for the Business Platinium
Use choice point? Or is there other way to waive the annual fee without deduce from the choice point.

Last time SCB call me offer me to upgrade my visa gold to platinium. But i reject thier offer because of the high annual fee.
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Hi, try giving the CS a call about AF waiver. No harm asking.
Human Nature
post Jul 21 2012, 11:24 PM

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QUOTE(alexwsk @ Jul 21 2012, 09:07 PM)
just applied online for my 2nd scb card, see whether can get the RM300 free cash
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Do share the outcome.

No respond on my first upgrade attempt, maybe fax didnt get thru. Second attempt last Friday flex.gif
Human Nature
post Jul 22 2012, 01:02 AM

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QUOTE(Leong Forever @ Jul 22 2012, 12:47 AM)
Hi Guys,

I am SCB existing customer for using gold visa, i upgrade my card to Visa platinum and get 300 cash back. They will debit with me 200 - 50 (GST ),bal 150. There is another 100 they say will debit to me if i use my card for at least 3 times

May i know what is the benefit of using the plat card and do they waive my annual fees? I really no ideas about this . Anyone can share to me. If the annual fees is high i might dont want to use it
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Hi, how did you request the upgrade, through fax or by calling the CS?

In most cases, you can get the AF waived by calling up CS. They will ask you to swipe at least 3 times during the month for the waiver smile.gif

Here is a simple comparison for both cards:
http://www.standardchartered.com.my/person...ex.html?chk=4:5

This post has been edited by Human Nature: Jul 22 2012, 01:09 AM
Human Nature
post Jul 24 2012, 11:22 AM

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QUOTE(andyfriends @ Jul 24 2012, 11:17 AM)
cant seem to find the "call me back" btn online.
is there one?
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Click apply and leave you details
Human Nature
post Jul 24 2012, 12:04 PM

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QUOTE(andyfriends @ Jul 24 2012, 12:00 PM)
is it that it means we have applied?
i dont wana apply first until i am sure that existing user is also entitled to the cash rebate of RM300.
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I have tried, the CS will insist that it is not entitled.

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