QUOTE(sweeann @ Jun 10 2011, 02:41 AM)
They will convert the USD amount to MYR according to that day's exchange rate, plus with MYR25 for the cable fee, that's all.
However, if you are buying from XoticPC, they will use an intermediate bank for wire transfer, which means your money go like this:
Your Bank (i.e. Maybank) --> Intermediate Bank --> XoticPC's Beneficiary Bank
The intermediate bank *some times* will charge some fee for their service, so it will deduct the service fee directly from the money you transfer, so at the end, XoticPC will receive an amount lesser, i.e. like in my case, it was USD21 short, and I have to use my credit card to make the USD21 balance to XoticPC.
If you know you will have to go thru an intermediate bank, you can either add in some extra amount while doing the wire transfer (USD20~USD30), I doubt they will refund you if you pay extra ....
; or you can just wire the exact amount and wait for it to deduct the amount, who knows maybe you are lucky they doesn't charge you for the service fee ler? and if they do, you just top it up later after knowing the balance amount lor, of course this will be slow down your order process, your choice.
What is intermediate fee?However, if you are buying from XoticPC, they will use an intermediate bank for wire transfer, which means your money go like this:
Your Bank (i.e. Maybank) --> Intermediate Bank --> XoticPC's Beneficiary Bank
The intermediate bank *some times* will charge some fee for their service, so it will deduct the service fee directly from the money you transfer, so at the end, XoticPC will receive an amount lesser, i.e. like in my case, it was USD21 short, and I have to use my credit card to make the USD21 balance to XoticPC.
If you know you will have to go thru an intermediate bank, you can either add in some extra amount while doing the wire transfer (USD20~USD30), I doubt they will refund you if you pay extra ....
Our company wire to Sager bank never pay this kind of intermediate fee. All we pay is just the TT transaction fee + the premium the currency agent need to earn (usually is RM0.05/USD).
Jun 10 2011, 03:07 AM

Quote
0.0522sec
0.58
7 queries
GZIP Disabled