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 AEON Credit Service

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hack87
post Dec 20 2013, 12:20 AM

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I just got offered... personal financial exec... I don't really excited to go but better go rather than sit at home do nothing... degree holder but they offered me non-executive level.. sad.
hack87
post Apr 27 2014, 09:25 PM

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QUOTE(max_cavalera @ Apr 27 2014, 01:12 PM)
anyone from aeon sales line? could you share your sales target commission structure and your basic pay?
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RM1800-RM200 depends on your experience. Sales target is RM75k - RM120k depending on your branch manager. You will never achieve the target since most personal loan approval are less than RM10k. One awhile u got business owner which have more than 100k income, you will get loan approval about RM20k. Seriously, they give you ridiculous target to achieve.
hack87
post Jun 6 2014, 05:32 PM

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QUOTE(max_cavalera @ May 30 2014, 07:00 PM)
Your target is actually among lowest between most bank and credit financing company. Do u just wait for customer to walk in and apply? Try be more proactive. Market and advertise ur product online or in newspaper. I sell personal loan tiger bank the past 5 years. Its among the easier product to sell really compared to insurance or credit card. Don't u exchange customer leads among your other friends in bank sales?

Actually there's reason why Aeon prefer to approve lower amount of loan. They prefer to loan to small income ppl salary less than 2  - 2.5k per month. The kind of customer most bank won't entertain for a personal loan. They are in a business with very few competitor actually. Selling personal loan is all about marketing and advertising for the customer to come look or u bro.
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Yes, your statement is true. Let me explain this;

1. AEON does not allow their service to be advertised online. The manager told me from the first day I get into the office.
2. Yes, they prefer low income ppl with the minimum salary around RM800. BUT, I never get any of my customers with income below 1k to get approval. Last time I got a customer with monthly salary of RM4k but only got approved RM2k loan.. (commitment 30%)
3. The approval rate is getting lower day by day, your monthly target getting higher month by month.
4. When AEON conducting an event, wherever it is, you have to go with your own money. They don't pay any penny for your travel cost. Yep, you can claim your travel cost but you need to achieve their target.
5. The commission is very low. You better go promote streamyx/unifi/maxis fibre stuff with one application not less than RM150 commission.
hack87
post Dec 30 2014, 07:47 PM

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QUOTE(the7signals @ Sep 18 2014, 09:49 AM)
what is the job scope?
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It's Personal Loan Sales person. Throw away the "exec" title since it's nothing to do with executive level. Lowest class of all positions.
hack87
post Jun 9 2018, 01:38 AM

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I never thought this thread would be this long. Last time in 2014 I quit the job at this company and jump here and there then finally 2015 I'm joining my current company. It's a Japanese GLC in penang (manufacturing). The work culture and teamwork is very different with this company. Not all Japanese company as bad as AEON actually. Felt very secured and comfortable here with race ratio 30% Malay 30% Chinese and 40% others. Too bad just one indian working here.

As I grown up and gained experienced in Japanese company what I can conclude from AEON working culture is they're lack of professionalism and sense of improving employee's motivation. Last time I was scolded the whole day just because I came in 15 min late to work. The manager yelled at me until whole office silenced! I walked out of the room and everybody was just looking at me. Felt very useless. It was the first time ever I came in late to work. One week after I sent her 24 hours resign notice and I never regret. Just regret I wasted 6 months of my life at this kedai ah long company

This post has been edited by hack87: Jun 9 2018, 01:41 AM

 

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