Hi,

Current Account is also known as a checking account, comes with chequebook facility. Usually you need to maintain a certain balance in the current account if not will charge you account maintenance fee. If you write a lot of cheques, you should get a current account.

Savings Account is a basic account with no chequebook. Most savings account have no maintenance fee. If you plan on using as a secondary account or to save aside, you should get a savings account.

I am offering PowerPay Savings Account (Interest from 2.0-2.5% p.a.) and Saadiq Saver-i Current Account (Interest from 1.3-1.9%p.a.), if you open either the above 2 accounts from me, no minimum deposit, no ATM cum Mastercard Debit card charges, no ATM cum Mastercard Debit card annual charges. Free unlimited transactions within Standard Chartered, within House networks (RM1 per transaction) and Meps networks (RM4 per transaction), Internet Banking Transactions (RM0.50 per transaction). We are offering one of the highest interest for savings account and current account.