i opened a tabung haji account for my kid.. stored 1k for him (actually, most of it from families and friends that gave money to him; i just topup only to 1k)-later if got duit raya will direct put into the tabung haji

now do monthly deduction of rm10 to him (sikit2 lama2 jadi bukit mar)

could not save much as i'm the only one working..total 300 saved monthly through deduction..150 to my tabung haji, 140 to my wife's; 10 to my kid..