if couldnt pay, 1st u will be charged with late fee.
then, all the remaining balance of 2k + current outstanding + current unbilled (recent) transaction will be charged with interest!
pls, try to pay.
u better fasting (dont eat) and pay the bill rather than eat but live with the interest!
actually, it is a 'forever' features of the card. its called "smart i.pay plan".
but the period or end till (or valid till) is actually the promo of the one-time upfront interest rate.
it will be change after the date.
previously, the rate for 10 months is 2%, 20 months 4% and 30 months is 5%.
then from 1/7/2011 till 31/12/2011 (this year), the rate for 10 months is 3%, 20 months 5% and 30 months is 6%.
oo thanks.. i understand.. then i think one kind of situation,
if i sign for this plan for 10 months or 20 month installment, then suddenly i decide to pay full balance..