Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Card Foreign Exchange Rate
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 Apr 22 2015, 09:45 AM
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#1
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Senior Member
795 posts Joined: Apr 2009 
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Maybankard VI
Transaction Date: 20-Apr-2015 Posting Date: 21-Apr-2015 Transaction amount: 754 USD Amount charged: 2803.87 MYR X-change rate = 2803.87/754=3.718 X-change rate (XE.com) 21 Apr 2015 = 3.631 Difference = 3.718-3.631 = 0.087 (2.39%) |
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Sep 8 2015, 09:20 AM
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#2
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Senior Member
795 posts Joined: Apr 2009
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QUOTE(terrysoh @ Sep 8 2015, 01:14 AM) I am holding Maybank2 Cards Premier and often buys stuff online overseas. All oversea online transaction, VI also entitled 5X TPSo should I use Amex or Visa? Amex definitely charges higher on fees but it gives 5x points compared to Visa 2x. Which gaves the best bang for buck? But seeing the response here, i should consider getting a Public Bank Visa Infinite since it has low fees  If the trader is at US, trade with USD......AMEX is the choice |
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Sep 22 2015, 12:24 PM
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#3
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Senior Member
795 posts Joined: Apr 2009
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QUOTE(jchong @ Sep 17 2015, 05:43 PM) For USD transactions, although both VI and Amex give 5x TP but I thought that Amex has higher transaction fee? I have few USD transactions before (quite long time ago), AMEX seen to give better rate than VISA (even after 2.5% vs 1% administration fee). If that's the case then using VI is better right?  Or you can try both AMEX/Visa at same day, and compare later. |
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Apr 28 2017, 02:42 PM
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#4
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Senior Member
795 posts Joined: Apr 2009
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Update my usage at Japan, Alliance Visa
Transaction Date 20 Apr 2017 Posted Date Amount in Foreign Currency JPY 18,240 Amount in MYR 752.67 Exchange Rate 4.1264 Visa Rate 4.1137 BNM Rate 4.0387 Different 2.17% (compared to BNM rate) |
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