Msg from maybank:

Please be informed for credit card usage via the overseas online website or overseas, there will be additional charge 2.25% (VISA and Mastercard) on top of the purchase while for AMEX card will be 2.5% on top of the purchase amount.

The conversion rate is based on Visa/Master International currency rates. The calculation will follow the currency rate on the day the merchant made the claim with Maybank.

1.25% + 1% = 2.25% for Visa/Master credit cards.

Hopes that this clarifies. Thank you.

means the 1.25% is the visa conversion rate and 1% is bank rate? so means if use visa calculator, bank fee put 1% or 2.25%?

https://usa.visa.com/support/consumer/trave...calculator.html

I see, then the conversion around rm 2.99 for 1 AUD... quite expensive

I will be using maybank barcelona by then, no TP but 2% cashback