Anyone knows which bank's Master or VISA has the lowest exchange rate for oversea transaction in USD?
Credit Card Foreign Exchange Rate
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
|
 Jul 4 2016, 07:40 PM
Return to original view | Post
#1
|
 
All Stars
15,192 posts Joined: Oct 2004 
|
|
Quote|
|
|
|
|
Jul 4 2016, 11:52 PM
Return to original view | Post
#2
|
|
All Stars
15,192 posts Joined: Oct 2004
|
QUOTE(ragk @ Jul 4 2016, 11:05 PM) If u spend in foreign currency, the exchange rate is based on the post date conversion rate decided by Visa, so the diff is on the charges by bank, so far from all the members sharing, AEON rate are the best which is around 1% Not during the transaction date/time? Is on posting date/time? |
|
|
Jul 12 2016, 11:22 AM
Return to original view | Post
#3
|
|
All Stars
15,192 posts Joined: Oct 2004
|
Transaction Type Maybank 2 Card VISA
Transaction Date 4-Jul-2016 Posting Date 5-Jul-2016 Transaction amount USD5095 Amount charged RM20,889.62 Rate RM4.10 1 USD = 3.9911 MYR |
|
|
Jul 12 2016, 11:23 AM
Return to original view | Post
#4
|
|
All Stars
15,192 posts Joined: Oct 2004
|
Transaction Type Maybank 2 Card VISA
Transaction Date 5-Jul-2016 Posting Date 6-Jul-2016 Transaction amount USD3,362.70 Amount charged RM13,855.87 Rate RM4.12 1 USD = 4.0322 MYR |
|
|
Nov 30 2016, 06:40 PM
Return to original view | Post
#5
|
|
All Stars
15,192 posts Joined: Oct 2004
|
QUOTE(farkingdom @ Nov 29 2016, 05:03 PM) Hi guys.. I need urgent help here. I bought something online using PayPal with bank conversion rate. I bought at 375 usd but bank charges my debit card rm1.8k. How could this be when direct conversion is RM1675. That's about nearly rm125 more. Paypal has charges nearly 4%.You need to know the total USD fee charged to you? or USD375 is the amount billed in your statement? You can see that figure. Then, use MYR converted to divide by USD. If it is, 4.8 is too high and you should question your card issuer. |
| Change to: |  0.0430sec
 0.41
 7 queries
 GZIP Disabled
Time is now: 3rd December 2025 - 07:20 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.