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Credit Card Foreign Exchange Rate
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dragonteoh
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Sep 17 2016, 12:40 PM
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Dear all Sifu here.. Wanna ask. I'm going to Vietnam tomorrow. And i have Credit Card as below Maybank 2 AMEX & Visa Platinum HSBC Amanah MPower Platinum Credit Card-i Visa UOB One Card Platinum Visa CIMB Cash Rebate Platinum Master Card Plan to carry only 2 cards when travel. Which one will be the great card to be use in vietnam ? cheaper conversation rate and so on... Thanks
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dragonteoh
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Sep 17 2016, 04:14 PM
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QUOTE(mamamia @ Sep 17 2016, 01:04 PM) Not sure about fx conversion rate.. But CIMB card got discount at duty free eraman if u buy want to buy anything at eraman how about fee charges on using these card ?
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dragonteoh
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Sep 17 2016, 06:06 PM
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QUOTE(Wongchoy @ Sep 17 2016, 05:53 PM) It's tough to answer your question. What I know is HSBC is the most expensive. Much expensive than M2C Amex, but nowadays Amex rate is quite high at 2.8-3%. CIMB & MBB Visa / Master used to have the best conversion rate but that's the past. My preference will be MBB and CIMB. Oic.... thanks for the info. I think i will bring UOB + CIMB as one is master one is visa
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dragonteoh
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Apr 27 2019, 09:59 AM
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Hi Guy, I not sure i asking the question in the correct place or not.
I was in HK few weeks back, when using credit card. The merchant ask, wanna charge in HKD or MYR ?
Which one should i choose ? and can explain why ?
Thanks.
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dragonteoh
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Apr 28 2019, 11:58 PM
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QUOTE(alexwsk @ Apr 27 2019, 07:44 PM) choose local currency, ie NON MYR their conversions are mostly higher than banks Noted with thanks.
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