Citibank Visa Signature Forex Rate (Feb-2014)

1)
Transaction date: 20th-Feb-14
Amount Charged: BND 352
Amount Billed: RM 945.61
Citibank Visa Signature Forex Rate: 2.6863

Visa rate: on February 20, 2014, with a bank foreign transaction fee of 0%.
1 Brunei Dollar = 2.6212 Malaysian Ringgit

Admin fee: 2.4835%

2)
Transaction date: 12th-Feb-14
Amount Charged: SGD 118.61
Amount Billed: RM 320.16
Citibank Visa Signature Forex Rate: 2.6993

Visa rate: February 12, 2014, with a bank foreign transaction fee of 0%.
1 Singapore Dollar = 2.6389 Malaysian Ringgit

Admin fee:: 2.2888%

This post has been edited by chongaik82: Mar 17 2014, 12:40 AM

MBB 2 Visa:
========
(a)
Posting date :03-Apr-14
Amount Charged: SG$ 18.83
Amount Billed: RM 50.11

Effective rate for transactions submitted to Visa on April 4, 2014, with a bank foreign transaction fee of 0%.
1 Singapore Dollar = 2.602790 Malaysian Ringgit
Bank Negara Selling Rate (4-April) 2.6009

Admin Fee (Visa Rate) 2.24%
Admin Fee (Bank Negara) 2.32%

(b)
Posting date :29-Apr-14
Amount Charged: PHP 225
Amount Billed: RM 16.92
Effective Rate Charged: 0.0752

Effective rate for transactions submitted to Visa on April 29, 2014, with a bank foreign transaction fee of 0%.
1 Philippine Peso = 0.073570 Malaysian Ringgit

Bank Negara Selling Rate (29-April): 0.073459

Admin Fee (Visa Rate) 2.22%
Admin Fee (Bank Negara) 2.37%

MBB 2 Amex
==========
Posting date :16/04/2014
Amount Charged: SGD $80.74
Amount Billed: RM 215.25
Effective CC Rate: SGD 1 = RM 2.665965


Bank Negara Selling Rate (16-April): 2.59000
Money Master Selling Rate (16-April): 2.600 (http://www.moneymaster.com.my/)

Difference (Bank Negara): 2.93%
Difference (Money Master): 2.54%


Edited: Added MBB2 Amex

This post has been edited by chongaik82: May 1 2014, 12:06 PM

Called up Maybank to inform my travel plan to avoid disappointment when try to use oversea. Before CS ended the call, the she told me

VISA admin fee is 1%
Amex admin fee is 2.5%

But based on previous usage on VISA, is above 2%...

Have few transactions where the posting and transaction date is the same. The effective rate almost same but in MBB internet banking we do not have the details down to hour and minute. Else we can have more accurate effective rate when using MBB 2 Amex

MBB 2 Amex
=========
Posting Date Transaction Date Effective Rate
07-Aug-14 06-Aug-14 G2000 - CHANGI CITY POINTSINGAPORE SGS$38.00 RM99.87 2.62816
07-Aug-14 06-Aug-14 NIKE SINGAPORE PTE LTD SINGAPORE SGS$29.90 RM78.58 2.62809
07-Aug-14 06-Aug-14 CHANGI CISINGAPORE SGS$33.54 RM88.17 2.62880
07-Aug-14 06-Aug-14 PLAZA SINGAPURASINGAPORE SGS$24.00 RM63.09 2.62875

To test out my new card exchange rate. Good rate and thanks to Gen-X recommendation
AmBank World Master

POSTING DATE	TRANSACTION DATE	MYR AMOUNT	FOREIGN CURRENCY	BANK RATE	OANDA RATE	Vs OANDA	MasterCard RATE	Vs MasterCard
12/7/2015	10/7/2015	RM21.03	THB 185.00	8.79696	8.97187	1.950%	8.87820	0.915%
12/7/2015	10/7/2015	RM56.20	THB 494.00	8.79004	8.97187	2.03%	8.87820	0.993%

Starbucks´banker seem impose higher rate. Or maybe because different hour