Sorry if this is the wrong place. I need to pay something in GBP. Need to know which is the best conversion rate + fee among the cards I have.

MBB2 Amex or MC?

MC has 0.5% bank charge, while Amex is 0.5%+2.5% (3%). Which is quite alot.

But, if take into account Amex 5xTP & 5% cashback wouldn't Amex be a better choice than MC? 7.5% - 3%, I still earn 4.5% cashback.

Please correct me if I am wrong. Thanks

P/S: I have other cards as well, OCBC Ti MC, HLB Mach Visa, Ambank Visa, & Cimb Debit MC

This post has been edited by WhitE LighteR: Dec 22 2012, 02:51 AM

Correct me if my calculation is wrong

Maybankard 2 Amex
Transaction Date: 17-Jan-2015
Posting Date: 18-Jan-2015
Transaction amount: 83 GBP
Amount charged: 463.22 MYR
Effective rate:
1 gbp > 1.51446 USD
1 usd > 3.5588 MYR
Difference: (463.22 - 447.34) / 447.34 = 3.5498%

Too much Lucky got cashback to offset.

This post has been edited by WhitE LighteR: Feb 26 2015, 06:13 PM