Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Card Foreign Exchange Rate
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 Nov 1 2011, 08:33 PM
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#1
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All Stars
52,874 posts Joined: Jan 2003 
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I swiped HKD 960 with MBB Visa but I chose to settle in MYR at MYR 400.22. The conversion rate is 0.4169 (2.3987) on the receipt.
Which method will be better (lower fee involved)? To swipe in HKD? Or to settle in MYR? Thank you. |
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Nov 2 2011, 12:41 PM
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#2
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(MilesAndMore @ Nov 2 2011, 12:48 AM) Definitely HKD. Any reason why? Sorry I'm new in foreign currency transaction. |
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May 11 2013, 12:14 PM
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#3
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All Stars
52,874 posts Joined: Jan 2003
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I made a payment using MBB Visa on 9 May 2013:
Transaction Date : 9 May 2013 Posted Date : 10 May 2013 Amount charged : USD 214.33 Converted Amount : MYR 645.61 Final Exchange rate: 3.012 Rate on Visa International: 2.966 (9 May 2013), 2.975 (10 May 2013) Difference: 1.44%, 1.53% (*corrected) I'm confused. I thought the difference should around 1%. This post has been edited by David83: May 13 2013, 10:18 AM |
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May 13 2013, 03:58 PM
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#4
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All Stars
52,874 posts Joined: Jan 2003
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I made another two payments using MBB Visa:
Transaction Date : 25 April 2013 Posted Date : 26 April 2013 Amount charged : KRW 56800 Converted Amount : MYR 157.40 Final Exchange rate: 360.8640 per MYR Rate on Visa International: 365.2301 (25 April 2013), 365.3635 (26 April 2013) Difference: 1.21%, 1.25% Transaction Date : 25 April 2013 Posted Date : 26 April 2013 Amount charged : KRW 56200 Converted Amount : MYR 155.51 Final Exchange rate: 361.3916 per MYR Rate on Visa International: 365.8983 (28 April 2013), 365.8983 (29 April 2013) Difference: 1.25%, 1.25% This post has been edited by David83: May 13 2013, 04:49 PM |
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May 17 2013, 12:51 PM
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#5
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All Stars
52,874 posts Joined: Jan 2003
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I made a payment using MBB Visa on 15 May 2013:
Transaction Date : 15 May 2013 Posted Date : 16 May 2013 Amount charged : USD 96.18 Converted Amount : MYR 292.69 Final Exchange rate: 3.043 Rate on Visa International: 2.992 (15 May 2013), 3.055 (16 May 2013) Difference: 1.68%, 1.23% |
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Jul 26 2013, 01:09 PM
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#6
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All Stars
52,874 posts Joined: Jan 2003
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I made a payment using MBB Visa on 24 July 2013:
Transaction Date : 24 July 2013 Posted Date : 25 July 2013 Amount charged : USD 37.51 Converted Amount : MYR 121.08 Final Exchange rate: 3.228 Rate on Visa International: 3.178 (24 July 2013), 3.188 (25 July 2013) Difference: 1.58%, 1.25% |
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Jul 22 2018, 12:08 PM
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#7
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All Stars
52,874 posts Joined: Jan 2003
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✅Public Bank 1.25%
✅Maybank (Visa) 1.25% ✅Maybank (Master) 1.00% ✅Maybank (American) 2.50% ✅RHB Bank 1.00% ✅Hong Leong 1.00% ✅CIMB Bank 1.00% ✅Am Bank 1.00% ✅CitiBank 1.00% ✅HSBC 1.25% ✅BSN 1.00% ✅UOB(MY) 1.00% ✅OCBC(MY) 1.25% ✅Big Pay (Master) 1.00% From: Oppa Sharing FB 【歐爸·旅游·分享站】 |
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Aug 4 2018, 12:07 PM
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#8
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(ben_ang @ Aug 4 2018, 12:01 PM) a little bit confused here, based on the Oppa Sharing FB, the amount it gets only charges 1.25% by PBB which matches, 1 to 1.25% is purely only bank admin fee only.but recently swapped credit card in japan Amount: JPY12,200 transaction date:27/07/18 mastercard currency rate:0.36693 w/o any bank fee posted 01/08/18: RM456.21 (0.37394) diff 1.91% so the different around 1.91%, the extra 0.91% is due to mastercard converted JPY to USD then back to MYR, or mastercard did also charges for exchange fee? but if based on Oppa Sharing FB example, he got only 1.25% total which is the bank admin fee only? abit confused. |
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Aug 4 2018, 12:16 PM
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#9
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(ben_ang @ Aug 4 2018, 12:14 PM) but why he got is only 1.25% which matches the amount he gets frm the visa rate. Please question him or the bank CS.but from what I'm getting, mine is like 1.91% which 0.91% more frm mastercard rate?  I'm just sharing. The 1.25% for PBB is actually matching the number in Post#1 of Page#1 This post has been edited by David83: Aug 4 2018, 12:23 PM |
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