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Credit Card Foreign Exchange Rate
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CoffeeDude
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Jan 16 2014, 02:33 PM
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AEON Watami Visa
Transaction Date: 15/01/2014 Posting Date: 15/01/2014 Transaction amount: USD 81.74 Amount charged: MYR 270.13 Effective rate: USD 1 = MYR 3.304747 Visa rate: USD 1 = MYR 3.272051
Bank charge is 1%
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CoffeeDude
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Jan 17 2014, 03:45 PM
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Sometimes I wonder about timing differences.
Say you buy an online purchase from Amazon at 1am 17-Jan Malaysia time. That makes it 9am 16-Jan California time.
Does the Visa rate take 17-Jan or 16-Jan?
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CoffeeDude
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May 17 2016, 09:20 AM
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Public Bank Visa Signature
Transaction Date: 15/05/2016 Transaction amount: USD150 Amount charged: RM613.97 visa rate : USD1=RM4.042596 (https://usa.visa.com/support/consumer/travel-support/exchange-rate-calculator.html/) Effective rate: USD1=RM4.093133 Difference: 1.0125%
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