Called up Maybank to inform my travel plan to avoid disappointment when try to use oversea. Before CS ended the call, the she told me

VISA admin fee is 1%
Amex admin fee is 2.5%

But based on previous usage on VISA, is above 2%...

How much better is Maybank 2 premier then its gold counterpart?

Card Type	Public Bank Visa Signature
Transaction Date	02 June 2014
Posting Date	03 June 2014
Amount in Forex	USD 224.94
Amount in MYR	MYR 735.21
Final Exchange Rate	3.2685

The VISA forex link on page 1 no longer working, cant find the exchange rate...

CIMB Cash Rebate Platinum
Transaction Date: 6-Jun-2014
Posting Date: 8-Jun-2014
Transaction amount: HKD 3,309.90
Amount charged: RM1,398.44
Effective rate: HKD = 0.412565 MYR
Difference - 2.45%

This post has been edited by DarReNz: Jun 14 2014, 11:19 PM

Previously, when I booked an AirAsia ticket from Tokyo to Kuala Lumpur, the system automatically converted Yen to MYR and my CC was charged in MYR.

Today, I added luggage for the same flight but the system does not convert the currency and my CC was charged in Yen. So I will be imposed with foreign exchange rate?

MBB 2 AMEX

Transaction Date 27/06/2014
Amount 99 USD
Bank Charged 326.80
Final Exchange Rate 3.301

Spot Rate 3.218
Admin Charges ~ 2.58%

This post has been edited by @secret@: Jun 29 2014, 11:39 AM

hi guys, could i check with u all, which of the following credit cards (those that i have) should be given the best rate oversea (US) ?

1) MBB 2 Amex
2) MBB 2 Master
3) AEON WATAMI VISA
4) Hong Leong MACH VISA
5) Public Bank Gold Master

i referred back to some of the posts here, seems the highlighted 2 give the best rate among the rest in the list.
pls advise.

Use MBB 2 Amex on weekend and Watami on weekday, provided rebate quota not finish

Maybank 2 Premier Visa

Posting Date : 24 July
Transaction Amount : SGD1180
Amount Charged : RM3066.87
Exchange Rate : 2.599
Forex Spot Rate : 2.556 - 2.559
Admin Fee : about 1.5%

Hi just a quick question, if I paid an item overseas in foreign currency, will the foreign transaction fee (1% or 2.5% for amex) be included with the actual transaction amount (appear as a single line item) or will it appear as a separate line item?

This post has been edited by minde: Jul 30 2014, 12:38 AM

will appear as a single entry (the final amount paid)

Public Bank Visa Signature

Transaction Date: 1 Aug 2014
Posting Date : 2 Aug 2014
Transaction Amount : GBP80
Amount Charged : RM439.07
Exchange Rate : 5.4884 (439.07 / 80)
Forex Rate : 5.4227 on 1 Aug 2014

Fee: 1.211?

Public Bank Visa Signature

Posting Date : 03 August
Transaction Amount : SGD100
Amount Charged : RM260.94
Exchange Rate : 2.6094
Forex Spot Rate : 2.577
Admin Fee : 1.25%

Yup... Lower charge than Maybank

Nice, mine is an online transaction so get the 6% cash back too

Lower foreign transaction fee + 6% cash back = What a great deal

need ur help if u use pb master card in taiwan about rm 3000 = NT 30000 like that so bank will charge me what kind of charges ?

may I know using citibank for payment in Taiwan dollar admin rate is how much? thanks

yeah better than watami 3%

Card Type	Citibank Cash Back Visa
Transaction Date	06 August 2014
Amount in Forex	TWD 4000
Amount in MYR	MYR 437.45
Final Exchange Rate	0.109361
Visa Exchange Rate	0.106585

Citibank admin charges = 2.6%.. damm high

This post has been edited by wan7075: Aug 8 2014, 09:55 AM