watami give a better rate than others?

yeap it seems aeon gives better rates unless if you have maybank 2 premier

This post has been edited by DarReNz: May 18 2014, 12:49 AM

Transaction Type	OCBC World MasterCard
Transaction Date	19 May 2014
Amount charged in foreign currency	GBP 161.82
Amount billed in MYR	MYR 895.16
Final exchange rate	0.180772
Mastercard Conversion Rate	0.184833
Bank Charges	2.2%

the fees is about RM17 based on 1 British Pound Sterling equal 5.42 Malaysian Ringgit

how bout aeon compares to MBB 2 card AMEX?

yes it's much better as well I posted the difference on this thread

hey everyone, just to check with you. I plan to register for CFA examinations and I would like to pay with my Maybank2kad, amex. someone said that it's based on the transaction date and local time. Since US (CFA hq) is 12 hours slower than Malaysia. means if I pay below Malaysia time (Sunday night 12am).I will almost confirm get cash back and it should be a cheaper option than using my VISA card?

Thanks!

make sure the online transaction can accept amex

may i know citibank visa & HSBC master admin fees and conversation charges to japan

Transaction Type	Aeon Watami Visa
Transaction Date	26 May 2014
Posting Date	28 May 2014
Amount charged in foreign currency	JPY 32,980.00
Amount billed in MYR	MYR 1,053.58
Final exchange rate	0.031946
Visa Conversion Rate	0.031630
Bank Charges	1.0%

This is really good!

yeap much better than ocbc titanium and maybank amex

Hope it maintain the low bank charge rates.

Yeah, hope it maintains. . Even if the 3% cashback capacity is used up, it is comparable with what offered by moneymaster so do not have to carry much cash.

yeap u might still get 2x points - yet to be verified

which bank has the lowest exchange rate?

aeon or maybank 2 premier credit cards

In Taiwan, every bill must choose if card to be charged in Ringgit or $NT. Does it make any difference?

my experience said charge using local currency (that country's currency) better rate

Of course it make a different, if you choose ringgit , the conversion rate is very unfavourable (about 3% higher ) and you might be charge a cross border fee as well! Always pay in the local currency and enjoy the lower rate offered by visa/ mc.