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Credit Card Foreign Exchange Rate
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cenkudu
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Oct 31 2023, 08:25 AM
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QUOTE(Steve78 @ Oct 31 2023, 02:41 AM) For the sake of comparison, I share the exchange rate offering by MasterCard, which is the final rate of the SCB JumpStart. CODE DKK 1 = MYR 0.6801 MYR 1 = DKK 1.4703 DKK 418 = MYR 284.29 Thank you..I checked based on the date of actual transaction on Mastercard website: DKK 1= 0.684, MYR 1 = 1.461, DKK 418 = MYR 286 Maybe need more data to make conclusion on this card
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Steve78
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Oct 31 2023, 10:30 AM
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Getting Started

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QUOTE(cenkudu @ Oct 31 2023, 08:25 AM) Thank you..I checked based on the date of actual transaction on Mastercard website: DKK 1= 0.684, MYR 1 = 1.461, DKK 418 = MYR 286 Maybe need more data to make conclusion on this card I've had the card for some time and am clear on its rate.
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cenkudu
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Oct 31 2023, 08:13 PM
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Another comparison of transaction between Bank Rakyat CC Explorer and Wise Debit card. transaction on the same time with exact amount:
Bank Rakyat Explorer 418 DKK = RM 284.48 1MYR = 1.469
Wise 418 DKK = RM 286.37 1MYR: 1.4596
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id28
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Nov 16 2023, 12:02 PM
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Getting Started

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QUOTE(Mr Gray @ Oct 28 2023, 11:35 AM) Could you post some transactions that you have done with the card in foreign currency? Just wanted to double check if it's really zero fee. Because card like MAE also advertise zero fee, but actually still got fee. Just got the chance to try the card in SG on 11/11/2023 Bank Rakyat charged MYR 6.97 same on Mastercard website. 
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cenkudu
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Dec 14 2023, 07:40 PM
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QUOTE(id28 @ Nov 16 2023, 12:02 PM) Just got the chance to try the card in SG on 11/11/2023 Bank Rakyat charged MYR 6.97 same on Mastercard website.   I trust this card is the best for me
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??!!
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Dec 22 2023, 09:45 PM
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QUOTE(kykm1307 @ Oct 23 2023, 04:20 AM) Hi everyone, any idea currently which credit card has No foreign exchange conversion mark-up? OCBC Voyage Masters Cedit Card
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gilabola
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Dec 25 2023, 12:34 PM
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Has anyone compared SCB Jumpstart's rates with Bank Rakyat Explorer? Which has better rates ?
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Steve78
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Dec 26 2023, 12:27 AM
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Getting Started

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QUOTE(gilabola @ Dec 25 2023, 12:34 PM) Has anyone compared SCB Jumpstart's rates with Bank Rakyat Explorer? Which has better rates ? Since SCB Jumpstart's rate is the exact same as Mastercard's, Bank Rakyat would only be equivalent if their rates match too. However, Jumpstart still stands out with its 5% online cashback feature.
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jkngo2003
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Dec 28 2023, 10:42 PM
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Hi, I plan to use debit or credit card in my Taiwan trip next month.
As I read in this thread,
Sc jumpstart debit card is the best so far with zero fee and good MasterCard rate.
But I plan to use Rhb world MasterCard which have 2 percent rebate for oversea transition.
May I know which card is better? Thanks
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ericlaiys
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Dec 29 2023, 12:27 AM
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sc jumpstart vs wise? which is better? anyone do any comparison between both
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Steve78
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Dec 29 2023, 02:21 AM
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Getting Started

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QUOTE(ericlaiys @ Dec 29 2023, 12:27 AM) sc jumpstart vs wise? which is better? anyone do any comparison between both SCB Jumpstart usually offers better rates, thanks to Mastercard beating Wise most of the time. This post has been edited by Steve78: Dec 29 2023, 02:23 AM
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ericlaiys
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Dec 29 2023, 02:36 PM
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QUOTE(Steve78 @ Dec 29 2023, 02:21 AM) SCB Jumpstart usually offers better rates, thanks to Mastercard beating Wise most of the time. hmm..strange. seem not very popular
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Mr Gray
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Dec 29 2023, 11:05 PM
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QUOTE(ericlaiys @ Dec 29 2023, 02:36 PM) hmm..strange. seem not very popular Yeah. I have both. SCB Jumpstart always give the best rate. Wise worse exchange rate.
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ericlaiys
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Dec 30 2023, 02:10 PM
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QUOTE(Mr Gray @ Dec 29 2023, 11:05 PM) Yeah. I have both. SCB Jumpstart always give the best rate. Wise worse exchange rate. applied. quite fast approval. now just wait for the card to arrive to compare both. hopefully can get it within 15 days before my next trip
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jkngo2003
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Dec 30 2023, 02:57 PM
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QUOTE(Mr Gray @ Dec 29 2023, 11:05 PM) Yeah. I have both. SCB Jumpstart always give the best rate. Wise worse exchange rate. hi, i just join the sc jumstart card last month. may i know for the fresh fund rm3000 to get 5 percent rebate for online. may i know how it wokr? if i deposit rm3000 fresh fund to my account and i use it and balance of the month is rm 1500 only. do i entitled the cashback? thanks for your info
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jkngo2003
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Dec 30 2023, 02:57 PM
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QUOTE(Mr Gray @ Dec 29 2023, 11:05 PM) Yeah. I have both. SCB Jumpstart always give the best rate. Wise worse exchange rate. how about the bigpay? do the rate better?
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Mr Gray
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Dec 30 2023, 08:33 PM
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QUOTE(jkngo2003 @ Dec 30 2023, 02:57 PM) how about the bigpay? do the rate better? Bigpay now got extra charges. Not worth it.
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Steve78
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Dec 31 2023, 12:51 AM
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Getting Started

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QUOTE(jkngo2003 @ Dec 30 2023, 02:57 PM) hi, i just join the sc jumstart card last month. may i know for the fresh fund rm3000 to get 5 percent rebate for online. may i know how it wokr? if i deposit rm3000 fresh fund to my account and i use it and balance of the month is rm 1500 only. do i entitled the cashback? thanks for your info You qualify for the 5% cashback if your account has a new deposit of RM3,000 in that month, irrespective of how much you spend or your account balance. QUOTE(jkngo2003 @ Dec 30 2023, 02:57 PM) how about the bigpay? do the rate better? BigPay's exchange rates have consistently been poor over the years, even when you don't account for all the additional fees. This post has been edited by Steve78: Dec 31 2023, 12:53 AM
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Ramjade
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Dec 31 2023, 11:15 PM
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QUOTE(Mr Gray @ Dec 30 2023, 08:33 PM) Bigpay now got extra charges. Not worth it. How good is rhb debit card link to the multicurreny one? I know their exchange rate not bad. QUOTE(Steve78 @ Dec 31 2023, 12:51 AM) You qualify for the 5% cashback if your account has a new deposit of RM3,000 in that month, irrespective of how much you spend or your account balance. BigPay's exchange rates have consistently been poor over the years, even when you don't account for all the additional fees. If you don't have RM3k, you don't get the 5% cashback? This post has been edited by Ramjade: Dec 31 2023, 11:16 PM
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jkngo2003
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Jan 1 2024, 07:45 AM
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QUOTE(Ramjade @ Dec 31 2023, 11:15 PM) How good is rhb debit card link to the multicurreny one? I know their exchange rate not bad. If you don't have RM3k, you don't get the 5% cashback? I have spent 1000rm online and deposit more than rm3000 in Nov. When I can get the cash back? Thanks
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