Consider applying for TnG Visa as it currently offers the best forex rate. Additionally, you can use BigPay as a backup option.

anyone try use tng visa at Japan? my friend will be in exchange program to Japan for 2 month. ATM withdrawal can be done? any charges/fee?

According to the TnG website (https://support.tngdigital.com.my/hc/en-my/articles/13760531967257-Are-there-fees-and-charges-on-my-spending-), a fee of RM15.00 is applicable for overseas withdrawals made using TnG Visa.

Although I have not utilised TnG Visa for withdrawals in Japan, my past experience with various bank-issued cards reveals the occurrence of a fee of JPY 220 when using Seven Bank's ATM service.

what is the foreign transaction rate for may bank shopee and comb travel platinum card?
idk why they dont like to list it on their website or the tnc document

Tested Public Bank both Visa and Mastercard.
Visa is 1.25% (trans date)
but shocking as Mastercard is around 1.25% (if rate calculated with 1 day before trans date, which has higher rate). If calculated with the rate given at the same day, it would be around 1.7%
Why is this happening ?

This post has been edited by bowranger: Mar 20 2023, 12:35 AM

yes, after seeing your post i try it out with citi PM also at aa, its cheaper even citi charge 2% bank fee but just save few ringgit.
wonder what credit card charge lowest fee? hear tng rate was the best but also start charges already right? so what is next? big pay? cause going to make another aa flight ticker. Any input from sifu? Thanks

Just wish to inform all.
Bigpay and TNG is now charging 1% fee (Visa).
No more free or cheap stuff

Hi, just want to confirm this card still charging 0% bank fee? as i seen somewhere have comment it does not use live convertion rate? anyhow as long is 0% i think worth to apply as tng and big pay charge 1%.

Yup. Still zero fee. It's part of the product feature.

https://www.sc.com/my/saadiq/deposits/jumpstart/

I carried out a further round of testing to assess the current rates using USD 10 on April 1st, and the results are as follows.

The Visa exchange rate on the transaction date is 4.4250.


This time, RHB came out on top, with TnG Visa no longer ranking among the best.

For RHB/Wise/HLB, did you convert from MYR to USD first and use USD balance. Or straightaway use MYR balance?

Transactions on 7th April 2023

BigPay: GBP 1, RM 5.5653 (1% fee on top of Visa Rate)
Touch N Go Visa: GBP 1, RM 5.5653 (1% fee on top of Visa Rate)

Official Visa Rate: 1 GBP = 5.510210 MYR

Both RHB and HLB are initially converted into a USD balance, and Wise is directly spent.

err, we need to convert firts? not direct use? which way is cheaper? is it same for all included stardart chattert jump start?

Just did withdrawal in Japan Seven ATM
FYR



Attached thumbnail(s)

thanks, wow the charges 3.5% is very high. Can u use this tng visa for payment at casher ? wive or need pin?

any one konw this 3.5% is standard charges for all card or depent on individu bank card?

3.5% if you choose MYR. Always choose JPY then it will up to BigPay or your relevant card issuer exchange rate + ATM fee by Seven ATM (220JPY)+ Your Bank Fee(10MYR)

This post has been edited by uncle_toufu: Apr 8 2023, 09:36 PM

//Duplicated post//

This post has been edited by uncle_toufu: Apr 8 2023, 09:35 PM

good sharing by 3 prepaid cards: Wise, Bigpay, TNG



This post has been edited by cybpsych: Apr 9 2023, 08:13 AM

any idea among credit card, debit card and prepaid card, which give the best exchange rate ?