Transaction Type	UOB Yolo
Transaction Date	25/11/2017
Posting Date	27/11/2017
Transaction amount	Euro 175
Amount charged	RM 881.32
visa rate @ 0%	Euro 1 = RM 4.9267
bank rate	Euro 1 = RM 5.0361
Difference	2.22%

This post has been edited by Bliz: Nov 27 2017, 01:59 PM

Anyone heard of Hong Leong I'm card?
It stated "NO MARK-UP ON OVERSEAS TRANSACTIONS", does it mean no bank fee for oversea transaction?

yeah, I second that...

yeah, basically it is just a card. no other benefit beside the one you just mentioned. lol

I think it is good enough. Better than some cashback of 1% but with bank fee of 2% right?

Hi guys,

Used Bank Rakyat.

Bank Fee = 0%

For both debit and credit

Anyone face issue make payment to aeon by doing instant transfer to citibanj via m2u. Reject code 0089

only can use Interbank Giro for Citibank
cannot use Instant

Can you post on the details please.

Thank you.

This is quite nice

Previously I'm transacted using 2 type of cards:

1) CIMB Platinum CC
Transaction Type CIMB MasterCard
Transaction Date 24/11/2017
Posting Date 27/11/2017
Transaction amount Turkish 48.90
Amount charged RM 52.50
bank fee 2%


2) Bank Rakyat Debit Cards
Transaction Type Bank Rakyat Mydebit MasterCard
Transaction Date 24/11/2017
Posting Date 26/11/2017
Transaction amount Turkish 48.90
Amount charged RM 51.01
bank fee 0%

Friends in Bank Rakyat Card Department already confirm that no fee impose by Bank.

Thanks so much! Good to know this. 👍👍

I think it depends on your usage. justify from there... if you always use overseas, might as well go get a good card that benefits u for overseas transaction, which can be complete with high rewards points.

for those with cashback usually is not limited to any transaction. bank fee is usually on forex. so is different topic ady

Tested im card
Mastercard
JPY 14330,
MYR 526.69 .
Tx date:6/12/2017
Posting: 8/12/2017
Fee calculated: 1.15%

Does that mean hlb actually do charge a hidden fee ?

Are you using visa or MasterCard ?

Anyone knows which is the cheapest conversion rate. From what I know it will follow visa conversion rate. But how much is the admin fee between

Maybank visa infinite
Maybank American Express
CIMB Preferred
PB visa signature

I checked on cimb site. For preffered it’s 1%. Can’t find the others.

Did any bro have any experience with HSBC visa signature? How much does the bank charge?

Transaction Type	CIMB CR MASTERCARD
Transaction Date	07/12/2017
Posting Date	09/12/2017
Transaction amount	USD 30.08
Amount charged	RM 125.39
MC rate @ 0%	USD 1 = RM 4.08665
bank rate	USD 1 = RM 4.16855053
Difference	2.00%

Second

Transaction Type	CIMB CR MASTERCARD
Transaction Date	12/12/2017
Posting Date	14/12/2017
Transaction amount	USD 29.92
Amount charged	RM 124.48
MC rate @ 0%	USD 1 = RM 4.07896
bank rate	USD 1 = RM 4.16042781
Difference	2.00%

PB VS is 1.25% so you can go with CIMB or PB

I just got my transaction. And I got charged 2% with CIMB. 1% is by the bank which I confirmed before using. Is the other 1% by visa?

looks like PB is the best for you to use then
if you are sure CIMB charges 1% then you are right otherwise you can just work it backwards to find that out

This post has been edited by DarReNz: Dec 22 2017, 08:56 AM

PB is 1.25 but cimb is 1. when i called and check before performing the transaction cimb told me 1. but the thing is now when i check its actually 2% so im guessing 1% is by cimb and the other visa.