Maybank2kard Amex

Transaction date : 7 sep 2016
Posting date : 8 sep 2016
Amount : nzd226
Amount charged : Rm702.07
Different : what's the formula?

You need to check the median exchange rate and the amex rate for the posting date, and calculate the margin...

Dear all Sifu here..

Wanna ask.

I'm going to Vietnam tomorrow. And i have Credit Card as below

Maybank 2 AMEX & Visa Platinum
HSBC Amanah MPower Platinum Credit Card-i Visa
UOB One Card Platinum Visa
CIMB Cash Rebate Platinum Master Card

Plan to carry only 2 cards when travel.
Which one will be the great card to be use in vietnam ?

cheaper conversation rate and so on...


Thanks

Not sure about fx conversion rate.. But CIMB card got discount at duty free eraman if u buy want to buy anything at eraman

I am going Singapore next week. Which cards are best to bring?

I have the following cards:
1) Alliance You:Niue
2) MBB M2C Visa & Amex
4) MBB Ikhwan
5) Hong Leone Essential
6) OCBC GE Platinum
7) UOB One Card & Vox card
8) PBB Visa Signature
9) CIMB Cash Rebate

Thanks.

number 8
number 9 if you wanna buy at eraman klia/klia2

how about fee charges on using these card ?

It's tough to answer your question. What I know is HSBC is the most expensive. Much expensive than M2C Amex, but nowadays Amex rate is quite high at 2.8-3%. CIMB & MBB Visa / Master used to have the best conversion rate but that's the past. My preference will be MBB and CIMB.

Oic.... thanks for the info.

I think i will bring UOB + CIMB
as one is master one is visa

Will there be any difference if I am driving instead of flying?

no difference pbb gives you a better rate compared to cimb in sg

Thanks.

I have only 2 cards: Citi Cash Back Platinum and PBB Visa signature.
I am going travel to Bangkok. Which card should i use? Thanks

PBB VS if u want to access lounge

Anyone can suggest on Aeon big visa?

what do you means? suggest where / how to sign up?

Do you realised that Master provide better rate than Visa?
I have this conclusion by comparing the rate advertise on Master and Visa page for the same date and for the same currency NZD.

And, below here is the rate for RHB Master Platinum card.

Transaction Type	RHB Master Platinum
Transaction Date	31/08/2016
Posting Date	02/09/2016
Transaction amount	EUR 29.90
Amount charged	RM 138.92
bank rate	4.646154
master rate	4.599414
Difference	1.02%

From RHB CS, the charging rate is following bank's advertised Foreign Exchange Rate on rhbgroup.com website.

Transaction Type	AEON BIG GOLD VISA CARD
Transaction Date	24/09/2016
Posting Date	26/09/2016
Transaction amount	S$162.43
Amount charged	RM 501.86
rate	3.089700
visa rate	3.043896
Difference	1.5%

This post has been edited by vincentxiang: Oct 1 2016, 05:44 PM

rhb is following but not cimb

I went through a few recent pages on this thread. It seems like Aeon card still offers the best rate. Anyone went to Taiwan recently and can give a rough quote of the exchange rate for credit card? Thank you.