I work in a bank and i had customers getting cheated everyday or just being careless or " now knowledgeable enough". but here is what you guys need to know.

1) NEVER reveal your PASSWORDS or PIN numbers or even WRITE behind you ATM card. Even if they claim to be from the bank cos bank won't need it at all.

2) NEVER reply to emails sent by the bank. 99.9% of it is phishing emails and bank rarely communicates via email.

3) Never go to the ATM as instructed by the "bank negare" people to change pin according to their instructions.