Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards HSBC Credit Cards, Discuss about your HSBC CC

views
     
karcity
post Nov 14 2014, 11:50 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(ironboy @ Nov 14 2014, 11:35 PM)
Seriously HSBC card not much benefit.Wait to get my Cerutti Watch and then cancel the card.
*
The cash back promotion on each swipe previously not bad actually. But the CS is bad , I would say.
karcity
post Dec 3 2014, 05:46 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
Is anyone know the results for HSBC promo contest on the 2 tickets to Hong Kong?
karcity
post Dec 21 2014, 12:15 AM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(onlinepaycheck @ Dec 20 2014, 03:19 PM)
Today I saw weekend cashback credited to my card....

19 Dec 2014  19 Dec 2014  CASHBACK WEEKEND    45.29  Cr
*
The cash back on weekends has been there for long time. This is not a new feature.
karcity
post Dec 29 2014, 12:20 AM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(sam240 @ Dec 28 2014, 11:10 PM)
I received 2nd statement, but I don't see my 0.3% cash back (from 1st statement).... hmm.gif
I only see cashback weekend.... but I don't know how it calculate.

And another thing is, 1st statement do not has any charges, but this 2nd statement kena RM50 as service tax for 2014.....  shocking.gif

What is "Service Tax"??? Can I waive it?
*
My past experience is the cash back for HSBC are extremely difficult to calculate. Weekday rebate credited after 4-6 weeks. And weekend rebate credited after 2 months. As it is credited very late and at different occasion, we tend to lost count. This is HSBC strategy to make our life difficult as mentioned by Gen-X. I roughly calculate previously, it is accurate. The bank is honest. The CS will tell you "just swipe your card, the remaining left for us, don't crack your head ..etc"
karcity
post Dec 29 2014, 09:18 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(psiloveu @ Dec 29 2014, 02:30 PM)
Anyone received sms from HSBC to offer CL increase?
*
Mine case was they called me to offer credit limit increase. 1st time I say ok, they double up my limit. 2nd time I rejected and the 3rd time I said don't offer me anymore. Scary!
karcity
post Dec 31 2014, 02:55 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(sms2u @ Dec 30 2014, 09:52 AM)
How many credit limit offer? How many time of your salary?
*
The first offer I received was..
CS: Sir, would you like to increase your credit limit?
I: yes, definitely.
CS: how much you wan to increase?
I:hmm...(thinking)
CS: how about double it?
I: definitely, that will be good.
CS: is it enough?
I: enough.tq

*happened early this year*
karcity
post Jan 2 2015, 01:05 AM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(noien @ Jan 1 2015, 11:02 AM)
looks like hsbc cant keep up with the total amount. time to cancel it.
5% is useful but only for weekend but now it is only 3% on weekend. nice work hsbc.
and 0.2% was like nothing

so now the only benefit was spending more than 2k per month to earn the cb or use it in overseas.
*
It used to be 0.5%, then 0.3%, then now 0.2%.

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0454sec    0.46    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 02:27 PM