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Credit Cards HSBC Credit Cards, Discuss about your HSBC CC

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J-Slade
post Dec 28 2011, 10:04 AM

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QUOTE(MilesAndMore @ Dec 26 2011, 05:58 PM)
It's not HSBC's fault. It happened due to his own negligence  sweat.gif
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Maybe it could have been. The cc sales rep that signed me up just asked me to sign in the required places and then he said he will fill up the rest. It could have been that he signed me up for it without me knowing.
hye
post Dec 28 2011, 11:35 AM

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QUOTE(J-Slade @ Dec 28 2011, 10:04 AM)
Maybe it could have been. The cc sales rep that signed me up just asked me to sign in the required places and then he said he will fill up the rest. It could have been that he signed me up for it without me knowing.
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That's why we always asked our readers to read the fine print. Cancel anything that you don't want.
Many just want convenience expecting the sales rep to fill in the form and we just sign on the dotted line.

Myself a few years back a Citibank sales rep multiple tick cards which I didn't want / intend to apply after I left. (So much for good old honesty) I raise this issue with the bank and the manager called me up personally to apologize for the staff wrongdoing.
MilesAndMore
post Dec 28 2011, 11:37 AM

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QUOTE(J-Slade @ Dec 28 2011, 10:04 AM)
Maybe it could have been. The cc sales rep that signed me up just asked me to sign in the required places and then he said he will fill up the rest. It could have been that he signed me up for it without me knowing.
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Mistake is done. Anyway, try to call HSBC asap and tell them you want to opt out from that asap and see if they can make a refund to you.

ascend
post Dec 30 2011, 11:46 AM

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SMS alerts for credit card transaction is now available. I've tried it and it is instantaneous! this is a really nice peace of mind feature to have and it should have been implemented years ago.
TSGen-X
post Dec 30 2011, 01:34 PM

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QUOTE(ascend @ Dec 30 2011, 11:46 AM)
SMS alerts for credit card transaction is now available. I've tried it and it is instantaneous! this is a really nice peace of mind feature to have and it should have been implemented years ago.
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When it started? I used my HSBC on 26th but no sms fom them.
MilesAndMore
post Dec 30 2011, 03:00 PM

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QUOTE(ascend @ Dec 30 2011, 11:46 AM)
SMS alerts for credit card transaction is now available. I've tried it and it is instantaneous! this is a really nice peace of mind feature to have and it should have been implemented years ago.
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How to sign up for this ?

OT; By the way, Maybank also has this kind of sms service for its regular debit card now and i already signed up for it. It is supposed to send me an sms whenever there is any transaction in my account, be it just a simple deposit of money or withdrawal. However, i've withdrawn money from my account many times but I never received any sms related to my Maybankard debit card doh.gif

reeve-826
post Dec 30 2011, 03:05 PM

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I'm currently still a student age above 21 ,do not work and does not has income yet. Can i use my suplementary credit card to apply principle card?
Human Nature
post Dec 30 2011, 03:17 PM

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QUOTE(ascend @ Dec 30 2011, 11:46 AM)
SMS alerts for credit card transaction is now available. I've tried it and it is instantaneous! this is a really nice peace of mind feature to have and it should have been implemented years ago.
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For online transactions only, or all? Other banks need to follow suit fast.
MilesAndMore
post Dec 30 2011, 03:53 PM

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QUOTE(reeve-826 @ Dec 30 2011, 03:05 PM)
I'm currently still a student age above 21 ,do not work and does not has income yet. Can i use my suplementary credit card  to apply principle card?
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No.
ascend
post Dec 30 2011, 04:04 PM

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QUOTE(Gen-X @ Dec 30 2011, 01:34 PM)
When it started? I used my HSBC on 26th but no sms fom them.
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Started on 28th Dec according to their memo (can be found on their front page). Used my CC today to pay bills online and the sms alert came right through.


Added on December 30, 2011, 4:06 pm
QUOTE(Human Nature @ Dec 30 2011, 03:17 PM)
For online transactions only, or all? Other banks need to follow suit fast.
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Online bill payment works with SMS alert. Retail merchants - it should but i cannot verify this.

No need to register as long as your mobile number is up-to-date on their record. If not, give CS a call.

This post has been edited by ascend: Dec 30 2011, 04:12 PM
Molotov Cocktail
post Dec 30 2011, 10:33 PM

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got charged for each sms??
hye
post Dec 31 2011, 02:04 AM

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QUOTE(Molotov Cocktail @ Dec 30 2011, 10:33 PM)
got charged for each sms??
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No.
ascend
post Jan 1 2012, 09:36 PM

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SMS alerts don't seem to work well. Twice i had the card swiped in the last two days in a supermarket did not generate any alerts.
corad
post Jan 2 2012, 09:53 AM

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QUOTE(reeve-826 @ Dec 30 2011, 03:05 PM)
I'm currently still a student age above 21 ,do not work and does not has income yet. Can i use my suplementary credit card  to apply principle card?
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If you study outside of M'sia you might be able to. Got my Premier Credit Card, but be prepared for the excuse "You need xxx amount to come in monthly to qualify" . Thankfully I pay my fees thought the same account and with abit of persuading that would fit the bill smile.gif



Angelpoli
post Jan 4 2012, 10:28 PM

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hi, i just used my hsbc premier credit card to buy emirates flight ticket online departing from uk to msia. so i've been charged pounds instead of msia ringgit. i'm just wondering is there any hsbc oversea transaction fees for premier credit card customer cause many other country have waived the oversea transaction fees for premier credit card customer and i'm not sure about msia hsbc. any idea anyone? thanks!
MilesAndMore
post Jan 5 2012, 12:12 AM

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QUOTE(Angelpoli @ Jan 4 2012, 10:28 PM)
hi, i just used my hsbc premier credit card to buy emirates flight ticket online departing from uk to msia. so i've been charged pounds instead of msia ringgit. i'm just wondering is there any hsbc oversea transaction fees for premier credit card customer cause many other country have waived the oversea transaction fees for premier credit card customer and i'm not sure about msia hsbc. any idea anyone? thanks!
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1. I assume you booked it through EK's UK landing page and you see the amount in GBP ? Then you will be billed in GBP.
2. Admin fee for all transactions in foreign currency using HSBC Malaysia credit card is 1.25%.
3. HSBC USA is the one that doesn't impose any admin fee for its HSBC Premier World MasterCard for transactions in foreign currency.

Angelpoli
post Jan 5 2012, 04:38 AM

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QUOTE(MilesAndMore @ Jan 5 2012, 12:12 AM)
1. I assume you booked it through EK's UK landing page and you see the amount in GBP ? Then you will be billed in GBP.
2. Admin fee for all transactions in foreign currency using HSBC Malaysia credit card is 1.25%.
3. HSBC USA is the one that doesn't impose any admin fee for its HSBC Premier World MasterCard for transactions in foreign currency.
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1. Yup, I booked it through EK's UK landing page and in GBP.
2. I didn't know they charge premier customer too. >,<
3. HSBC UK also didn't charge their premier customer using their premier CC on foreign country. HSBC uk waived the fee for premier customer.

In conclusion, HSBC in msia seriously is a no no. wasted 1.25%. >< sigh
maru
post Jan 5 2012, 12:59 PM

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just called hsbc CS regarding bout transaction in overseas...

they charge 1.25% everywhere in the world

my charge got 1% rebate for oversea transaction....another word just to offset it?

damn stupid....citibank charge nothing for worldwide
Human Nature
post Jan 5 2012, 01:15 PM

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QUOTE(maru @ Jan 5 2012, 12:59 PM)
just called hsbc CS regarding bout transaction in overseas...
they charge 1.25% everywhere in the world
my charge got 1% rebate for oversea transaction....another word just to offset it?
damn stupid....citibank charge nothing for worldwide
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are you sure on the bolded statement?

MilesAndMore
post Jan 5 2012, 01:53 PM

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QUOTE(maru @ Jan 5 2012, 12:59 PM)
just called hsbc CS regarding bout transaction in overseas...

they charge 1.25% everywhere in the world

my charge got 1% rebate for oversea transaction....another word just to offset it?

damn stupid....citibank charge nothing for worldwide
*
That is so so wrong. Citibank does charge admin fee for all transactions done in foreign currency just like HSBC and all other banks in Malaysia.


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