bro....

even essential i guess is the best after amex....

1% rebate for everything.... 4.7k ~ rm47 good enough....

maidin not include in 3% rebate , i dont know what card u using...

Feel like being cheated, the agent never told me and they just told me got RM150 rebate(never told me subject to selection)...wt.....
I had been swipe for 3 times already, can I cancelled immediately and will I get GST charged for RM50?

Guys, I tried my first swipe just now at a petrol station near my house. Just RM5 for petrol.

Suddenly I received an SMS from HSBC telling me that I've just made RM200 transaction. Anyone can explain this? Is this normal?

I haven't called HSBC yet to verify.

Ok thank you. That was just scary. Hehe.

"Hold" for how long? Any idea when the actual amount is going to be reflected to my account?

at home, did some research... and decided to cancel it upon getting the card. surprisingly, she helped me to apply for gold and platinum... what's the use of having both? zzzz

Just signed up for Amanah Card. Agent said the 8% now applies to all amounts spent on weekend. and RM150 is guarantee upon 3 swipes in 60 days.

Upon checking the discussion here, I have called her to confirm the same and she promised to send the latest promotion flyer for the above by Monday.

If it is not true, is it possible for me to cancel immediately now before its approval?

my sister signed up for HSBC Amanah MPower Visa Platinum Credit Card-i..

she said, the salesperson said that there's  no more minimum spending to get 8% cashback.. and the limit is RM100 per month. the salesman said its not updated in the website yet, but he showed her the hardcopy with those new terms..

is it true??? i have doubts.. coz i hv a feeling the salesman lied.

yeah, its either her or my bro in law who signed up for the card.. but my bro in law 'action' saying, he just applied this card, better than OCBC's.. then i was surprised la.. coz i read ur article and did my own homework to and i knw OCBC's the best atm. haha.. will let her know..

thanks all!

Hi Guru,

I did the real ass today and just sign for converting my existing classic card to Platinum...due to system down and they haven't get the EA form and asking me to send them Salary slip to them instead.

My question is, can i ask for not to proceed the card upgrade ? but i oledi signed it , but haven't send them the salary slip.

Thanks all for reply !
Do i need to Call Service center or the Credit card sales person?
If I let it proceed and cancel once i get the card, any cost i need to bear ?
The sales person push so hard...feel bad if reject him

While its that hard to achieve the maximum RM100, yet it doesnt come out to be 8%. So 8% is totally a false claim. Damn HSBC. 
As said earlier, I called to cancel my card last week. Today they called to retain me, and offer an automatic offset both Annual Fees and GST which are due next month.

So the verdict is, make sure call earlier than the anniversary date and before they charge you, high chance they will offer to offset. FYI, I have checked and confirmed I have only spent RM195.15 on this Classic credit card in the past year as it doesnt give me any extra benefit at all. Just to add on, in the previous year, I also spent less than Rm1.5K on this card and also got the annual fee and gst offet too.
Good service from HSBC though.  Am considering to get a better card as they are so committed to retain me. 

other that the benefits above which offered by the HSBC cc, compare with other bank, HSBC can enjoy addtional discount is certain shopping mall now, whereas,
OCBC titanium offered 5% cashback but no extra discount on shopping as HSBC, am I right? please correct if am wrong..

is it possible the cancel the application? Yesterday i signed up this hsbc amanah card. According to sales person, got 8% for petrol. Now i realized only for weekend provided with spending rm2k and above whereas 5% for RM2k below spending. Weekdays only 0.5%. That's bad. Should i call the sales person or i should wait for HSBC call me. Feel cheated i asked is it everyday he said yes. Now is only weekend.

Shit, i also kena tipu today. Kena at Mid Valley. When asked sales person told me weekdays 5 %, weekends 8%. Feel so weird. I ask him again what's the catch. He said no catch. Cis. Now thinking of canceling this card before receiving it

do u know any channel where i can voice my complaint?

normally branch will just ask us to call Credit Card Center. since the agent is local and the CC center is overseas, its hard for them to take any action against the agent

If you have the agent name card just snap a photo and send to complaints@hsbc.com.my and cc BNM bnmtelelink@bnm.gov.my.