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Credit Cards HSBC Credit Cards, Discuss about your HSBC CC

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TSGen-X
post Jun 4 2011, 11:19 PM

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QUOTE(audionutter @ Jun 4 2011, 10:41 PM)
Not many Tom, d*** or Harry have RM200k to deposit for Premier account. HSBC VS only requires annual income of 100k, which is easier to qualify than having 200k cash! The HSBC Premier card is a World MasterCard so I guess it is more exclusive than a Visa Signature???
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Even if you have income of RM100K or above, it does not mean that you be qualify automatically for the VS. If you deposit or invest RM200K with HSBC, you are automatically issued a Premier Card. Many retirees have Premier Account with banks, while they were working their salary were less than RM60K/yr. Even the unemployed have Premier cards. Take my son for example, he holds Alliance Premier Debit Card, but he's not even eligible for a classic card.

And I know of two cases where HSBC Premier World Master Card credit limit is lower than HSBC Visa Platinum (now VS) Credit Limit. If you followed our discussions in previous general thread (that time only 1 thread for CC), HSBC Premier card was not really a WMC but only recently.

This post has been edited by Gen-X: Jun 4 2011, 11:42 PM
UltraConductor_41
post Jun 5 2011, 02:06 AM

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i came across a roadshow that held in my nearby shopping center today. The sales person told me HSBC is offering 8% cash rebate discount in grocery, petrol and dining. Its valid until the end of this year. Anyone can confirm this?? The card he intro is HSBC Gold.

He also told me they will waive the annual fees and government fees for the 1st year with only 3 swipes. Is this true? ohmy.gif
mletee
post Jun 5 2011, 10:10 AM

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QUOTE(UltraConductor_41 @ Jun 5 2011, 02:06 AM)
i came across a roadshow that held in my nearby shopping center today. The sales person told me HSBC is offering 8% cash rebate discount in grocery, petrol and dining. Its valid until the end of this year. Anyone can confirm this?? The card he intro is HSBC Gold.

He also told me they will waive the annual fees and government fees for the 1st year with only 3 swipes. Is this true? ohmy.gif
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got such things meh? never heard before..any1 can clarify it? TQ..
ronnie
post Jun 5 2011, 11:56 AM

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QUOTE(vivi3nT @ Jun 4 2011, 01:08 PM)
I just got my HSBC Visa Gold end of April 2011 and they just charged me RM50 for the GST...any ways that i could waive it ?
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Did the Sales Agent told you it would be waived when you signed up ?
If not, then just paid it.
ronnie
post Jun 5 2011, 12:03 PM

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Does the HSBC Visa Signature 5X Reward Points cap of RM1000 spend is for each month or the entire promo period of 1 April to 31 Dec 2011) ?
ascend
post Jun 5 2011, 11:19 PM

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QUOTE(ronnie @ Jun 5 2011, 12:03 PM)
Does the HSBC Visa Signature 5X Reward Points cap of RM1000 spend is for each month or the entire promo period of 1 April to 31 Dec 2011) ?
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The 5x reward points only applies to the first RM1000 (local) spend per month. For overseas spend, up to the first RM1500.


Added on June 5, 2011, 11:21 pmFor those interested, HSBC has a RM50 cashback promotion for new CC applicants. It's called Megasale Acquisition Programme.

This post has been edited by ascend: Jun 5 2011, 11:21 PM
mletee
post Jun 8 2011, 05:45 PM

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QUOTE(ascend @ Jun 5 2011, 11:19 PM)
The 5x reward points only applies to the first RM1000 (local) spend per month. For overseas spend, up to the first RM1500.


Added on June 5, 2011, 11:21 pmFor those interested, HSBC has a RM50 cashback promotion for new CC applicants. It's called Megasale Acquisition Programme.
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which cc is offering RM50 cashback? for temporary?
uhlaw
post Jun 9 2011, 10:39 PM

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Can anyone confirm whether HSBC Amanah MPower visa Platinum has changed the card design? Is now color change to black just like visa signature?
alexng2208
post Jun 10 2011, 03:27 PM

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I want to get the HSBC VS. anyway of just getting the card without fulfilling all the requirements. ps: i already have plats with citi and stanchart.
yflai1
post Jun 10 2011, 04:05 PM

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QUOTE(alexng2208 @ Jun 10 2011, 03:27 PM)
I want to get the HSBC VS. anyway of just getting the card without fulfilling all the requirements. ps: i already have plats with citi and stanchart.
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Card collection eh? Or are there any benefits that you are attracted to?
mletee
post Jun 10 2011, 05:37 PM

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QUOTE(yflai1 @ Jun 10 2011, 04:05 PM)
Card collection eh? Or are there any benefits that you are attracted to?
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perhaps he just wna to collect hsbc cc
alexng2208
post Jun 11 2011, 11:34 AM

Why my warn is 0%? i miss my high warn
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QUOTE(yflai1 @ Jun 10 2011, 04:05 PM)
Card collection eh? Or are there any benefits that you are attracted to?
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i am only attracted to the card pattern and color smile.gif
andyfriends
post Jun 11 2011, 01:59 PM

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QUOTE(ascend @ Jun 5 2011, 11:19 PM)
The 5x reward points only applies to the first RM1000 (local) spend per month. For overseas spend, up to the first RM1500.


Added on June 5, 2011, 11:21 pmFor those interested, HSBC has a RM50 cashback promotion for new CC applicants. It's called Megasale Acquisition Programme.
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luckily didnt apply
if 5x is forever, in someway, it can win MBB amex which has limited applicability.
uhlaw
post Jun 11 2011, 08:22 PM

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What is the limitation during online banking if I dont have security device? Or Must I get it too?
laowai
post Jun 16 2011, 05:25 PM

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HSBC has joined in the CASH REBATES competition but in a very troublesome arrangement ....

user posted image


Added on June 16, 2011, 5:29 pmFull terms and conditions are here...

http://www.hsbc.com.my/1/PA_1_1_S5/content...s_promo_tnc.pdf

In every week, need to spend minimum RM500 but rebates is based on dining, petrol, groceries & shopping only.

MCC that are excluded are Travel, Automobile, Direct Marketing, Internet, Special Event, Education, Membership, Utility, Home Entertainment, Grooming, Health, Hotels, Charity

Attached Image
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This post has been edited by laowai: Jun 16 2011, 05:38 PM
raul
post Jun 16 2011, 08:14 PM

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sound messy but i guess i myself already hit rm150.2 cash rebate for 1st week june but max only RM100/week?
whojen
post Jun 16 2011, 11:04 PM

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complicated! hate it
i remember when HSBC had thier promo for 10* rewards points 2 years back

almost like this from 12-3 pm. 10* point
from 3-7 3*
for dec31 25 and 1 20*

i purchased during thier 12-3 and till now, haven;t receive any.! zzzz hate hsbc!
gerrardling
post Jun 17 2011, 12:29 AM

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for the new tricky hsbc promotion, maximum cashback u can get is

20% for premier cards, (rm100 * 2) / (500+500)
15% for platinum cards (rm75 * 2) / (500+500)
10% for others (rm50 * 2) / (500+500)

the cashback above is excluding existing points and rebates

a lot of terms and conditions which i dont like - they only allocate certain amount per week. if u complain why u didnt get the cash back, they will tell you "quota for that week finished" u will never know whether they are telling the truth or not

but for new applicants, again, only first 20000 applicants will get rm50 cash back. swipe 3 times within 60 days.

This post has been edited by gerrardling: Jun 17 2011, 12:31 AM
laowai
post Jun 17 2011, 09:37 AM

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Ya .. very complicated. Really don't understand their marketing strategy.

Why can't they just promote whole-heartedly and openly instead of super kiasu t&c .... time/ week limits, first-come-first-serve constraints, etc.... and their stupid sms registration... cheapskate

I'm going to cancel them soon... after i try this promotion out tongue.gif
ascend
post Jun 18 2011, 09:32 AM

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HSBC megasale cashback campaign

The original T&Cs state that electricals are not considered as part of 'shopping'. Now in the revised version, the word electricals is nowhere to be found.


Added on June 18, 2011, 9:37 am
QUOTE(raul @ Jun 16 2011, 08:14 PM)
sound messy but i guess i myself already hit rm150.2 cash rebate for 1st week june but max only RM100/week?
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Campaign week 1 to week 5, the maximum cashback is RM100. Week 6 to 10 - max is RM100 as well. For VS cards and above only. Other cards get RM75 or RM50.

This post has been edited by ascend: Jun 18 2011, 09:37 AM

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