Some company that implements this eventhough its abit of a boom session in singapore. Or more accurately last year but im still seeing the effects of last years unprecedented growth rate.

Looks like someone screwed up managing the company or their just really stingy.

Yes it is common companies have the MVC... my company MVC is 10%...
not to worry... they seldom deduct your pay... =)

A little bit of rush, but I die die wanna try it, good deal. PMed you ade. 
My company do practice MVC and AVC, but in different method. Ours is increment on top of our basic salary, more like a bonus.

MVC based on team performance and AVC based on individual performance.
Monthly would be MVC and yearly is AVC.

For last month, we got 12% MVC.

I think u should just put the 1st of the month should be fine.......for both your education qualification as well as employment details

I did this for both my EP application and my PR application...i got both approved...what do u think?

Trust me. You NEED to socialise with your colleagues. You don't have to be their best friend and babysit their kids etc, but you have to develop rapport and a sense of ease when dealing with each other.

Lunch is the easiest way to do so.

Besides, even in Orchard Road, you can get away with a $5 lunch at the food courts.

I don't see much difference between Singaporeans and Malaysians when it comes to weekday lunch. If you and your colleagues are all earning roughly the same salary, I don't see how they can afford something but you can't. Unless the managers or higher paid guys always decide where the group goes for lunch, I don't see an issue.

Can share what is typical cost when you eat with colleague vs when you eat alone?



Based on my experience, my Singaporean colleague is more stingy than me, don't even order drinks when go for lunch, I look like the richest among them by ordering 1 kopi-o. That was 2 years back though.

for me, one month 400sgd is enough for food and transport. Average one day spending = 10 to 12 sgd per day for 2 meal. the rest for transport.

i stay near to my company transport pickup place, so i can save alot from it. meal wise is bout 10sgd to 12sgd, it is not worth starving urself just to save a few. Transport for me 50sgd can last for 1 month.

Whats your salary range? Food here is generally cheaper than Malaysia la, transport of you take mrt and bus only, the most it wi cost you is about $80.

I thought it doesn't save much if we cook for only 1 person?

Take it from someone who's been living outside since SPM. Don.t be stingy on food. Allocate $20 a day for meals. That's only $600 per month. If you spend it all, good.. If you don't great. But don't limit yourself to such a low budget like $3 per meal unless it company subsidised meals or worse still, reduce food budget to pay for booze, fags or girls. That's the stupidest thing you can do.

Don't be afraid tp use a bit more of your salary on good, nutricious food. Your salary will ALWAYS increase and the % you spend on food will fall. But if you screw up your health... get an ulcer or some sort of nutritional deficiency, it will haunt you for life. Especially so at this stage when you're coming into the working world and at the same time moving to another country away from everything that's familiar. Your body is under a lot of stress.

And if you believe in nutritional supplements, spend a dollar a day to get a bottle of Pharmaton capsules or something similar. There are a lot of required nutrients that a constant diet of economy rice cannot provide.

Hi everyone...im working with a game dev here and I concur with seantang's comments about gastric, I was on meds for gastric and trust me it is something you don't want to get.

work permit is just a normal working permit. not much benefits, if u wanna apply a Singapore phone line, u need to pay deposit $200. if u wanna buy an iPhone plan, need to pay $800 deposit. S pass and E pass got not much difference. u can sign up phone line like any Singaporean and PR. but E pass u can apply for dependent pass, S pass can't.

I suppose in a way yes.
POSB does not offer their Go! debit card for not epass holder.
Citibank requires 3.5k monthly, which would mean mostly an epass.
But I noticed ppl saying standard chartered has the lowest requirement, not sure how low.   

I have a citibank credit card...in fact, 2 and I am not a PR, just an epass holder.
My wife have 3 cards.
I asked the person who processed my application what is the minimum requirement and that was the answer I got.

i heard OCBC can get CC even u are not a PR or Singaporean with 30k income. regarding the medical check, normally company HR will give u a company letter to go to specific clinic to do those check. regarding debit card, i got no issue getting a DBS debit card with a S pass. annual income also less than 30k. and regarding the dependent pass, some people wants to bring their wife/children down together, so only e pass can apply a dependent pass for them. and the number of dependent pass you can apply depends on what type of e pass u are taking.

Do the companies pay for your medical examination?