That's a pretty dangerous thing to say. This effectively means that you give money to Genneva and they give you gold as collateral. They then take that money and invest it somewhere, and from their investment returns, they pay the agreed upon dividend back to you. The problems are that:

1. The value of the collateral they offer is less than the amount of money you invest.
2. They do not disclose how they invest that money that is capable of generating returns in excess of 18% per annum.
3. The money you pay is not held in a trust account separate from Genneva's own money.

It is quite evident that they do not in fact invest the money they get in the conventional way to generate sustainable income. Instead, they use the money they get to buy yet more gold and expand their business. Like any other pyramid scheme, their business plan will prosper only so long as they continue to keep expanding. I guess it's pretty cool that they've managed to expand their pyramid scheme outside of Malaysia but it is still at heart a pyramid scheme.

All this is not meant to convince PatEagle who is after all part of the system and obviously earns a substantial income from Genneva and whose interest is clearly to ensure that as many people sign up for the scheme as possible. It is merely meant to dissuade other people from joining in. Because PatEagle has a financial stake in this, he will never get tired of touting the scheme's benefits. While people like me who have nothing to gain will eventually get tired and bored of replying. The only hope for the good guys is that a continual stream of people will pop into this thread to periodically refute PatEagle's claims and prevent third parties from thinking that since PatEagle's claims are going unchallenged, they must be true.

Note: this is the first time I've posted in this thread.