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Credit Card v15, Ask general questions here, Please read the 1st post before posting
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andy_lyy
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 Feb 25 2011, 10:52 AM
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Getting Started
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My exp, I received my 1st ever platinium (Citibank Cash back) 3 months ago. I applied with my 3 year-old Direct Access GOLD with CL 12k.
Although my salary shall be entitle for CL 7k. I agree that apply with existing card. after 1 year, I can start applying for Platinum with my existing platinum~~
Simple & easy. I am writing to DA to upgrade from Gold to Platinum. I just received a call. Most probably will be approved. If I apply with current pay slip, I only can get Gold nia~~
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andy_lyy
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Feb 25 2011, 11:30 AM
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Getting Started
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Yea, U can write in and try. In 3 years, my CL from 3k=>7k=> 12k..
nw i m requesting to 20 k.. muahahha..
n intend to get visa platinum.. GSC, buy 1 free 1... but no more petrol rebate.. sad.. will apply OCBC titanium soon~~
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andy_lyy
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Mar 2 2011, 05:01 PM
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Getting Started
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QUOTE(mushu_pork @ Mar 2 2011, 03:31 PM) OCBC Titanium signup booth @ 1U today until Sunday. For those who are interested  Thanks bro.. I am looking for this for a long time.. will go there tonite after working~~ i m from subang.. |
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andy_lyy
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Mar 2 2011, 05:16 PM
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Getting Started
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QUOTE(MilesAndMore @ Mar 2 2011, 10:01 AM) Yes. Gen-X has answered this question way earlier ... How about this, is there any extra RM 5 rebate for DIGI sub-line if pay with autodebit? My current citibank cashbank gives 2% rebate and DIGI give RM5 for using autodebit. I am a sub-line (not principle) It is surprise that RM5 rebate is given. As I know normally will give to Principle line only. |
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andy_lyy
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Mar 2 2011, 05:20 PM
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Getting Started
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QUOTE(gerrardling @ Mar 1 2011, 06:29 PM) for those cimb or DA cc holders, when u apply to increase ur current CL, do u submit any supporting document or not ? I just did it 2 weeks ago. I wrote a request letter, faxed to DA. Only the letter. I requested increase of 12k to 20k, from gold to platinum. It approves within 1 week. Quite surprise. Not payslip required (sure kena reject if i submit payslip~) I use DA for 3 years plus, always pay full amount. |
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andy_lyy
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Mar 2 2011, 05:52 PM
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Getting Started
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QUOTE(gerrardling @ Mar 2 2011, 05:44 PM) ok thanks. got it. waht do u wrote for the reason u wan to increase ur CL ? Outstation work and frequent traveling. |
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andy_lyy
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Mar 3 2011, 12:05 PM
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Getting Started
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QUOTE(omg528 @ Mar 3 2011, 10:47 AM) I'm planing to apply for OCBC titanium..but my salary only have rm1600...can it be? Dun think so, or else you have a existing CC with enough CL then only u can. To me, DA is a good start for CC holder. Slowly build up good credit record, request for CL increase. With enough CL, you can apply what ever card you like~~ Now I am having platinum cardS... although my current salary less than 3k.. |
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andy_lyy
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Mar 7 2011, 10:36 PM
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Getting Started
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QUOTE(kornflake @ Mar 7 2011, 10:21 PM) any OCBC promoter here? i would like to get a cc me too. Interested to apply 1. Any where has the booth?? |
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andy_lyy
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Mar 10 2011, 11:30 AM
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Getting Started
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QUOTE(MGM @ Mar 10 2011, 11:14 AM) last weekend at pcexpo2011 midvalley, MBB was promoting MBB2 with a free RM50 carrefour voucher. eh.. i did apply on Sunday there. But I din get it. May be finished.. |
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andy_lyy
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Mar 25 2011, 11:26 PM
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Getting Started
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I am confuse... Just got 2 new cards. SCB Business Platinum and SCB Platinum Master...
Which one can enter Plaza Premium Lounge KLIA?
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andy_lyy
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Mar 26 2011, 03:03 PM
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Getting Started
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ya. each card comes with statement. RM188 credited. minus RM50 for both, so, RM138 for both = RM276, free to spend, but must swipe the card by 15 Apr any amount for both except petrol... i will swipe them tml~~
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andy_lyy
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Mar 27 2011, 10:47 PM
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Getting Started
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yea... just check M2U.. saw my MM2 cards status.. approved.. gonna change most of auto debt to the AMEX... but the CL from Stand Chart is much more generous..
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andy_lyy
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Mar 29 2011, 12:14 AM
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Getting Started
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About the KLIA Plaza Premium Lounge. To access it free, just to show the card WITHOUT purchasing or have to purchase the air ticket with the credir card then only entitle to go in?
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andy_lyy
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Mar 29 2011, 12:42 AM
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Getting Started
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QUOTE(chemistry @ Mar 29 2011, 12:35 AM) Some need, some do not. To the extent of my knowledge, Alliance Platinum/Premier debit card and SCB Platinums cardmembers just need to produce the card and there you go. Gen-X Bro help~~  i see... then better keep SCB Plat since no purchase is required~~ |
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andy_lyy
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Mar 29 2011, 01:34 AM
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Getting Started
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ya. agree. annual fee... when near anniversary.. call and waive it.. if cant, cancel it ~~
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andy_lyy
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Mar 29 2011, 06:16 PM
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Getting Started
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Info Sharing :
Use autodebit for TM, there will be additional 5% off from TOTAL bill..
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andy_lyy
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Mar 29 2011, 11:34 PM
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Getting Started
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QUOTE(chemistry @ Mar 29 2011, 08:11 PM) Are you talking about Celcom 5% Autopay rebate? Are you sure TM got this 5% Autopay rebate as well? please show proof. I am also a TM autopay subscriber, but I get only RM2 rebate. Celcom I m not sure. For TM yes. Just DL the form, fill it and fax to TM. mine RM38=> RM 36, RM2 off = 5 % |
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andy_lyy
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Mar 30 2011, 12:15 AM
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Getting Started
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O.. paise paise..
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andy_lyy
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Apr 7 2011, 10:06 AM
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Getting Started
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QUOTE(DM3 @ Apr 7 2011, 09:52 AM) applied for fun the SCB business plat, been calling my house for few days but i always not in and the end the reject application thru SMS, i heard frm my wife its frm S.Chart ,so i called n ask why cant they call my mobile ,she said need to call land line for verification, but when i told them when they call during office hrs ofcourse i'm not home and why not try to call my office. damn funny these ppl.  1st time i heard need to call landline for verification, other banks like tht also? huhu.. there is FREE cash of RM276 (RM 138 nett for each platinum card).. wat a waste~~ |
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andy_lyy
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Apr 7 2011, 05:13 PM
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Getting Started
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Great Eastern auto debit not support AMEX..
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