my guess is maybe no more complimentary cards, and everyone need to provide salary slips or EPF slips from now on, just wait and see

New BNM rules help the increment of CL of my DA CC which has not increased since last year JUNE.

new promotion by SCB get up to RM228 for new application, so nice

http://www.standardchartered.com.my/person..._onlinecashback

That's the thing I am really curious about. Based on 2011 data, the CC NPL is only 1.7%? Not bad what.

For those that hold many credit cards, If they not cancel the cards to 2 cards issuers ,what will happen???

Hey guys, I came across with Airasia frequent problem in flight delay, luggage delay..how am I going to claim the travel insurance?? anyone got idea?

I used MBB card to purchase the air ticket online.

i read newspaper and credit limit would be 2x of your gross salary

i wonder which period would they implement it

Correct me if I am wrong but I think the new guidelines requiring the credit limit to be 2x of your gross salary only applies to new card applicants. I don't see how it can apply to cardholders having the card for a lengthy number of years and probably maxed out on the CL.

but how will banks know?

so if we are earning less than rm36k, and say if the bank does not know, will it be an offence to have a higher limit cc ?

for ex now my cl is rm30k but my business is closed
so how?

Haha. It's not easy to be top management of local banks 
Gov likes to suka-suka implement, then suddenly terminate, they say it is due to "suara rakyat".

I wonder that do malaysian merchant accepts CUP?

Thanks hye. You beat me to qualifying my inappropriately threaded posts Anyway, for the time being, based on BNM's current list of regulatees, the Bank of China (Malaysia) Berhad is not a credit card issuer. Perhaps MilesAndMore can update the debit card thread and link the FAQ on Bank of China's Great Wall Prepaid Card posted above earlier so that readers can click there instead of asking questions which answers can be found with some diligence. Information on UnionPay with respect to Malaysia can be found here.

BTW, I like the card design. Clean and tasteful.

anyone having their credit card credit limit reduced already ?

New and old cards share credit limit, nothing to do with transfer limit.

Not fair , if within the limit then no impact 

if my cc limit is 60k...do i still need to submit my salary slip?
becoz i quit from job for few years...

First time I heard MBB giving checks to cardholders, 0% interest somemore. How much the handling fees?

I used to receive cheques from CItibank but they never offer 0%.

u spent rm30000 in one year ?

yah lah, expensive hobby, but I like the word fetish more    Yah, yah Platinum too normal, need Premier cards to attract attention

Anyway, CIMB bank customers have an additional convenience - reloading TnG at CIMB ATMs is FOC. Please refer to the  press release dated 19 August 2010 and entitled "Free Touch ‘n Go Reloads at CIMB Bank ATMs!" here.

fyi for standard charted RM228 promo rebate will off set not only the rm50 govt tax but also the cards annual fee which i thought would be 1st yr free and if apply the plat business card its 300! haha wat a rip off,

Don't use cimb atm lar...better reload at Esso/Mobil. You know you can benefit frm M2Amex

What stations are available there? Check them out one by one. LOL.

another one http://forum.lowyat.net/topic/1805805

Yeah ... we work so hard to come this far.
I hope some new mods will be appointed soon before it goes too far.

Which branch is that? I want to mention that branch in my complaint letter.

yea, instead of closing, it should be deleted

Yah, thanks to max_cjs0101 something great did happened, we have pinned thread 

Separate credit card criteria for retirees

PETALING JAYA: The new credit card application guidelines do not apply to pensioners or retirees, said Bank Negara.

An official said the raise in income requirement to RM24,000 from RM18,000 per annum was solely for those with a monthly income, adding that banks had their own guidelines to assess the credit worthiness of retirees.

Association of Banks Malaysia executive director Chuah Mei Lin said pensioners would stand a higher chance of getting their applications approved if they had a good track record of servicing housing or other loans.

AmBank Group public affairs head Syed Anuar Syed Ali said applicants' credit rating was assessed individually.

Citibank Bhd public relations officer Jaya Menon said an internal guideline would be used to assess the credit worthiness of applicants who are not on a monthly income.


Source - The Star (26/3/11)

Cost 36K reward points , but I think overseas transaction get more than 1 point per RM spent
I'm not eligible for any other cards , I know HSBC rewards points isn't the best (works out to 0.5% back) but better than nothing.