I would want the lady to pay the price for giving misleading information.
If we consumers don't do this, there will be more and more irresponsible people around. This is for the sake of public.

ya man here we get proper information.
i must report tht lady to maybank if not mislead damn alot of people and she happily get commission.
the only plus point just now is they jus photocopy my other plat credit cards only without any pay slips etc.

I doubt it that they'll give you reason/reasons for being unsuccessful tho it amazes me that although my standings were way beyond their minimum requirements, yet it still got rejected.

Surprisingly, Maybank didn't see anything wrong with requirements and got my M2 AMEX/VISA application approved and I have received the cards earlier this week.

So fast can ah? My rejection letter came to me on the 23rd of February only? ...and I just received the M2 AMEX/VISA cards this Tusday.

Still possible? 

The M2 AMEX/VISA were the first CCs that I got mate. First time CC user here....

Noted. Which is why I was thinking of opening up an OCBC Savings Acct and dumping in a 5 figure savings into it and then re-applying for the OCBC Ti MC.

Any credit card can convert purchase into instalment ?
I know cimb has it, but any other bank has it too ?

HLB New promotion

RM50 CASH REWARD

  6. Upon meeting a minimum of EIGHT (8) swipes within 60 days from card approval date, Cardholders will be entitled to a RM50 cash reward.
     
  7. Each Principal Cardholder will only be rewarded ONCE throughout the campaign, regardless of the total number of Card(s) applied and approved – subject to the Card being applied and approved within the campaign period. For example a Customer who applied and approved of both Gold and Platinum Cards and has met the minimum 8 swipes criteria on both Gold and Platinum Cards will only be rewarded once RM50 cash back.
     
  8. The EIGHT (8) Swipes can be made by either Principal or Supplementary Cardholder.
     
  9. The Cash Reward will be credited into the Principal Cardholder's Card within 6 to 8 weeks from the completion date of 8 swipes.

RM500 Shopping Discount

  10. Cardholders whom meet the minimum of TWENTY (20) swipes within 90 days from card approval date will get a RM500 shopping discount.
     
  11. The 20 Swipes can be made by either Principal or Supplementary Cardholder.
     
  12. There will be only ONE HUNDRED (100) winners for this offer - selected from those Cardholders whom have met the minimum 20 swipes criteria.
     
  13. The 1st 100 Cardholders whom meet the minimum 20 swipes criteria will be awarded the shopping discount of RM500.
     
  14. The RM500 will be credited into the Principal Cardholder's Credit Card within 6-8 weeks from meeting the 20 swipes criteria.

I have just received a mailer from Citibank Shell card, apparently they are claiming that they are offering "MORE" rebates to customer....

Yes, they do give more rebates, but the rebates are only applicable to SHELL PURCHASES. OTHER purchases can help to push ur rebate tier higher but not entitle for rebate. Arrghhhh I think I wanna re-consider about the card already!!

Any credit card that offers a good rebate scheme?

Thanks for info, in fact i am thinking of cancelling the citi-shell card, coz my monthly petrol transaction is normally less than 100, while my other retail spending could go up to few thousand, so this card is consider useless for me. Coz I only get a very limited rebate with no points.

Argghhhh But one thing good with citibank is that they have a lot promo with the merchant So I might be considering to change to another different citi card or cancel them all together.

I like to hear from your experience. How many days does a bank need to process credit card balance transfer application? I am thinking of doing balance transfer into my OCBC Titanium card from Citi card to enjoy the 0% interest for 6 months.

I want to make sure the balance transfer is completed before the payment due date of Citi card.

Forget about Citibank Cash Back VISA Platinum. Cutting mine real soon.

Because there are other cards that are better than it. Besides, i am going to help my mom to apply the Maybankard 2 for her next month when the Maybankard 2 MasterCard comes out. We'll be able to save RM1200/pa from using Maybankard 2 AMEX alone 

By the way, has anyone ever redeemed your shopping voucher at those on-the-spot outlets using your Maybank credit card ? How is it done ? Do we need a PIN or something ?

The maximum credit limit extended to a cardholder shall not exceed two times their monthly income per issuer.

    For existing cardholders, whose credit card outstanding balance exceeds the maximum credit limit, a grace period of two years will be given to them to meet with the new requirement.