ya. depend.
I cancelled 2 cards from public bank, visa and master without using it. they din charge me.
But hong leong bank even though i cancelled without using, but still need to pay rm50

I got SMS yesterday too.... and they gave me same CL as my Amex Gold CC...

if u did not apply, you can request to cancel and no GST should be charge
if you can max the RM100 from 2 sets of M2, then go ahead, only you knew whether you can do it

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Added on March 3, 2011, 10:26 amcan you post the content of the sms, kinda curious, thx

This post has been edited by alexwsk: Mar 3 2011, 10:26 AM

I'm planing to apply for OCBC titanium..but my salary only have rm1600...can it be?

Go ask your boss for salary increment as per Robert Walters's Salary Report ;-)

RM0.00 Maybankard:We are pleased to inform that your application has been approved.Thank you.

another good service by MBB.

i did cancel my CC last year in August, before anniversary to avoid the GST. before cancel, claim all point.

in Jan, i want to do BT as MBB give 0% for 12mth. then, i call CS & they said just apply for reinstatement & my acc will go live again. new card will be sent as i cut the previous card. rm50 will be charge for reinstate. ask about GST, CS said will be charge on the 1st bill.

now, c my statement in m2u. no reinstate charge & no GST. BT successfully done. hoho.. lucky me. hope next month also no charges for both.

another loop hole to avoid GST?!

Don't jump for joy .... GST not necessarily charged on the 1st month. Normally to appear in the 3rd or 4th month.
Appreciate if you could amend your last sentence as well. Too many folks here will become too happy and start to think GST can be avoided.

This post has been edited by hye: Mar 3 2011, 11:18 AM

August 2010 to Jan 2011 can still re-instate the account ??? Same CC number ?
Report back in afew months if the fees are charged (MBB is known to charge late for fees)

Actually last week I went to MBB to get my MBB cards link to M2U but had to wait so did not do it. Today went to a different branch as wanted to change autodebit for my wife's celcom acct and there was a MBB branch there. Walked in and was greeted by a young friendly exec and I told him I want to link my MBB cards. He has never done it before for people without SACA but he say will try. When he went into the system he could detect the system showed I had 2 accounts where my all my Platinum cards and my Amex gold Charge Card were linked to my Old IC AC and my Amex Gold CC linked to my new IC. So I told him to link all my Plat cards (Petronas, MC, M2Amex and M2Visa) to one new account since I am going to cancel the Gold Amex CC.

Well, this young chap managed to link all four of my Plats on the first try, After he said he done it, I went to ATM to register for M2U with my MBB Plat MC. After this, went back to the guy and he printed out my records to show me all four cards linked to M2U. After this I went online with the branch's PC and registered "first time login" and when I click Account Info - all four cards were shown


So, as what wshoh said, MBB can link all your cards to M2U even without you having SACA. I guess the young guy that serviced me was more computer savvy

My wife decided to get a MBB Debit Card for her online shopping so she opened a SA with RM250 and linked her MBB Dua card to her account.

This post has been edited by Gen-X: Mar 3 2011, 11:42 AM

Dun think so, or else you have a existing CC with enough CL then only u can.

To me, DA is a good start for CC holder. Slowly build up good credit record, request for CL increase.
With enough CL, you can apply what ever card you like~~

Now I am having platinum cardS... although my current salary less than 3k..

Sifus..help to clarify...

I'm a Principal Cardd holder for over 1 years (HSBC)
I'm planning to apply for MBB2 cards.

Question:

I would like to have higher CL when using MBB2, should I increase my HSBC CL first then only apply (reason is new card applications will follow CL limit from another CC)?

Or

I straight away apply for MBB2 then ask for higher CL? or need to hold another 1 year on MBB2 before ask CL increase?

Comment/suggestion are welcome

Thanks

yups. same CC no. same limit. even my autodebit also continuing.
oo..ya ka? then have to wait la a few months & see what happen.

Credit limit is not determined by you but the bank.
New card CL does not necessarily follow the old one. As such, even though you manage to get HSBC increase your CL, MBB may still reject your application , or approve with a lower CL.

Who tell you the GST must charge on first month.............?

Myfirst MBB's statement also exclude the GST, but i believe it will apply in future month

apply cc need see kwsp?

Most bank charges the GST the moment the card is approved. Just MBB is slower as usual Good for consumers

During my first time application, I attach the KWSP statement

Anybody in forum got any news of the SCB iPad giveaway ?

Just noticed a CIMB Credit Card adv on The Star today.
It seems that the CIMB VI has a new design.