I just stumbled upon this thread.
a few amazing idea given in a few post above
things like deposit to get the dividend then take out the $$
deposit in Dec and take out in Jan to claim Income Tax
but I just heard that it's now automatic input for SSPN in income tax
meaning if you put in rm6k now and then take out in Jan, your income tax will show -rm6k
hope the member here can verify and confirm