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 SSPN, Skim Simpanan Pendidikan Nasional

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iamloco
post Dec 28 2019, 03:28 PM

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QUOTE(Barricade @ Dec 28 2019, 03:17 PM)
Bullshit. If consider manipulation then they should have a clause. I am depositing dec and plan to withdraw jan. Rinse and repeat. then deposit 16k dec 2020 and withdraw 16k jan 2021
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That is unethical and sinful.
iamloco
post Dec 28 2019, 10:27 PM

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QUOTE(talexeh @ Dec 28 2019, 03:59 PM)
Wow, this is taking it to whole new level. Maybe you'll want to come up with some justification & T&Cs?
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Have u ever heard the term legal but unethical?
To me it is 100% unethical.
It's people like you that game the system and taking money not rightfully yours.

This post has been edited by iamloco: Dec 28 2019, 10:28 PM
iamloco
post Dec 28 2019, 10:49 PM

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QUOTE(animegod @ Dec 28 2019, 10:34 PM)
Then whose money is it? The gov? smile.gif
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Does it really matter?
It is scumbag like you people that may result in discontinuation of this kind of tax incentive.
iamloco
post Dec 29 2019, 06:10 AM

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QUOTE(animegod @ Dec 28 2019, 11:31 PM)
Well, whose money it is does matter. If its not your money and not gov's money.. Why are you having a pain in the butt? smile.gif
Btw, no one care about your take on that matter.. Keep it to yourself ya.. Thou holiness...  :>
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Well definitely NOT your money.
iamloco
post Dec 29 2019, 08:49 AM

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QUOTE(animegod @ Dec 29 2019, 07:31 AM)
Yup.. That can be considered as stealing. According to our friend's definition.. That is illegal, unethical and sinful.. smile.gif
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Pretty sure he said LEGAL but unethical.
iamloco
post Mar 4 2020, 09:25 PM

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QUOTE(Barricade @ Mar 4 2020, 06:49 PM)
Deposit on 01.03.2020 from boost, until now not reflected
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Seeing this complaints so many time already. Why can't some ppl be patient.
iamloco
post Apr 27 2020, 04:41 PM

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If i subscribe to sspni plus, can i add my monthly deposit on top of the monthly commitment? Let's say i would like to do one-off deposit of Xx amount. Is it allowed?

This post has been edited by iamloco: Apr 27 2020, 04:41 PM
iamloco
post Jun 7 2020, 09:46 AM

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QUOTE(rapple @ Jun 7 2020, 09:41 AM)
Worth it or not is up to you.

Life insurance for children is a waste of money imo.
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But the takaful is for the depositor, no?
iamloco
post Jul 1 2020, 11:12 AM

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QUOTE(hengger @ Jul 1 2020, 10:14 AM)
At 4% still better than current fd at 2.75%.
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Plus the tax rebate.
iamloco
post Jul 17 2020, 12:06 PM

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QUOTE(ironman16 @ Jul 17 2020, 09:27 AM)
If like this, have to wait others expert help, i only have sspn i.
Why don't u chat with Boost Customer service, may b they can help.

Bukan ka sspn i plus got monthly commitment, can manually top up ha? 😬 Just curious nia. U just try various way lo. Try n errors
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I subscribe sspniplus, but sometimes i manually topup also
iamloco
post Jul 17 2020, 01:22 PM

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QUOTE(MNet @ Jul 17 2020, 01:00 PM)
why u go for sspn i plus?
what is the advatange of it compare to buy insurance outside?
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To be honest i didn't really compare the takaful.
iamloco
post Jul 17 2020, 05:38 PM

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QUOTE(GrumpyNooby @ Jul 17 2020, 01:24 PM)
If you didn't compare for the takaful, then why you commit for SSPN-i Plus?
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QUOTE(digimon09 @ Jul 17 2020, 01:50 PM)
GG... RM10 or more* to the insurance...
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I lack self discipline so sspniplus is the way to go. When i said i didn't compare doesn't mean i didnt care. As long as there is takaful coverage.

Have you compared with any outside takaful? What coverage can you get with rm10/month?

iamloco
post Oct 22 2020, 01:50 PM

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QUOTE(omegaoracle @ Oct 21 2020, 04:38 PM)
I thought so too, wanted a confirmation. Now it's got a huge credit on the Takaful account.
It defeats the purpose of earning dividend on the full capital deployed, so silly me. Now gotta change to SSPN-i but i think the process very mah fan
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You can simply close the sspniplus account and open a new sspni account.
iamloco
post Oct 22 2020, 08:16 PM

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QUOTE(GrumpyNooby @ Oct 22 2020, 01:52 PM)
No penalty imposed?
Full amount deposited will be refunded?
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No penalty. All savings will be refunded to your bank of choice but takaful won't be refunded
iamloco
post Feb 26 2021, 02:02 PM

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When will the statement for tax relief be available?
iamloco
post Apr 25 2021, 10:51 PM

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QUOTE(propertyowner @ Apr 21 2021, 06:48 PM)
Life is 100k, both definitely has limits per se
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All this while i thought only sspni plus have takaful coverage
iamloco
post Sep 21 2021, 10:14 AM

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Need to start using the term sspn prime now instead of sspni
iamloco
post Feb 22 2022, 03:35 PM

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Probably their way to remind us that this is essentially just a "Simpanan" and not "Pelaburan"
iamloco
post Feb 27 2023, 11:38 AM

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Great things are never permanent.
Time to withdraw and park in TH...
iamloco
post Mar 20 2023, 10:33 AM

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Bank run incoming...

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