Eh guys, is there any downtime between sspn and bank Raykat atm?
I found sometimes can withdraw sspn from atm, but now cannot
SSPN, Skim Simpanan Pendidikan Nasional
SSPN, Skim Simpanan Pendidikan Nasional
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Dec 2 2019, 07:17 AM
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#1
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Eh guys, is there any downtime between sspn and bank Raykat atm?
I found sometimes can withdraw sspn from atm, but now cannot |
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Dec 2 2019, 07:05 PM
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#2
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Apr 7 2020, 11:12 PM
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I've once seen a mention about 5th of calandar month is the cut off time for dividend calculation, am I remember it correctly?
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Apr 9 2020, 03:57 PM
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Apr 9 2020, 10:08 PM
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#5
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Apr 10 2020, 06:48 PM
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QUOTE(wongmunkeong @ Apr 10 2020, 07:45 AM) omg.. Bank Rakyat & SSPN systems are kaka neh sorry for you pains & thank U for sharing - i'm avoiding BR cow cow QUOTE(WaCKy-Angel @ Apr 10 2020, 08:33 AM) That is unethical. BR should contact SSPN not pester u..the one that should contact u is SSPN to explain to you and provide solution such as if now no money inside SSPN they ask u to put in money so they can credit to BR. BR may suspend your acc until this is resolved, if they wish. U can actually file a complaint to BNM about this. QUOTE(MUM @ Apr 10 2020, 09:28 AM) since -1.7k in balance, sort of means SSPN had lend you the money/ overdrafted yr a/c? Aaaaand, upon an email to a pengurus kanan of sspn, things backed normal today. will they charge you interest on it if you leave it as -tive for years? Glad they are doing WFH No attempt for withdrawal yet, as I am waiting for the 1% extra interest |
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May 1 2020, 09:34 AM
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#7
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Feb 23 2021, 07:59 PM
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Apr 30 2021, 07:49 AM
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#9
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Jan 12 2022, 07:48 PM
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QUOTE(LostAndFound @ Jan 11 2022, 09:13 AM) For reference for all, Ganjaran Kesetiaan started Feb 5 on 2020 and Feb 24 2021. My estimate only, not insider information. Those who want to maximize, you pandai-pandai do your planning la =) good, the touch n go 5.45% ends 31 Jan anyway, can move all to SSPN then |
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Jan 12 2022, 08:57 PM
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Jan 12 2022, 10:28 PM
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#12
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Jan 12 2022, 10:28 PM
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why the repeat
This post has been edited by cklimm: Jan 12 2022, 10:29 PM |
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Feb 7 2022, 07:07 PM
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#14
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QUOTE(wackyboy161 @ Feb 7 2022, 05:55 PM) Hi guys I check on this calculator:- https://www.ptptn.gov.my/KalkulatorDividen/Utama It mentioned this:- "1) Pengiraan Dividen dikira atas baki terendah setiap bulan dan transaksi sebelum 06hb setiap bulan." So meaning for example 06/02 - 05/03, on 06/02 I have RM1000, and i deposited RM20k throughout until 05/03, then I only get interest for RM1000 because this is my "baki terendah" for month February? QUOTE(MUM @ Feb 7 2022, 06:17 PM) i think i read before,...money must be in by / on 5th... So same way as how ASNB calculates your dividend lah, just that SSPN is at 6th instead of 1st of monthyou deposit on 6th...thus your RM20k will only start to calculate from 5th of NEXT month... |
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Feb 19 2022, 07:59 PM
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QUOTE(smartfreak @ Feb 19 2022, 06:35 PM) If its really +1%, I would even redraw my homeloan (3.15% p.a) balance into this wongmunkeong and smartfreak liked this post
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Feb 20 2022, 09:31 AM
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#16
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Feb 22 2022, 05:07 PM
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#17
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Feb 22 2022, 07:57 PM
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QUOTE(magika @ Feb 22 2022, 05:12 PM) QUOTE(BeadsCrazee @ Feb 22 2022, 06:49 PM) Assuming you put it in late APR, keep till 31 Jul, 3 months for 1% equals to 4% p.a , on top of 3%(+-) annual dividend= 7% p.a, good deal |
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Feb 23 2022, 08:06 PM
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QUOTE(pwlow @ Feb 23 2022, 12:48 PM) you put RM1k , they give you 1% mean RM10 nope, i will walk away with 1% gain in early August, dump it back into my home loan account. If you don't touch for next 12 months and assume next year dividend for year 2022 3% mean you will get RM30 Total you get will be RM10+RM30 = RM40.......mean return only 4% PA..... If 2022 dividend announce next year will be 2% or lowest .....you will whether they give 2 or 3 or 4% next year, doesnt matter much dah |
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Mar 5 2022, 08:44 AM
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#20
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Has anyone went PTPTN office/counter? any freebies like tabung/ umbrella? Used to get some prior to Covid whenever I go deposit vinzhaw liked this post
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