Swipe 6k...

Search for CC promotion interest free balance transfer...

Withdraw from sspn...

Use the same money to pay the CC instalment..

Repeat the cycle...

Sound like a plan?

do u really know what are u talking about? 

Question 3 :
What are the types of accounts that can be opened?

Answer :

Category 1 :

Account opened by the parent/ legal guardian/ other citizen for beneficiary aged 1 day up to 29 years.

Category 2 :

Malaysian citizen aged 18 and up to 29 years old has an option to open individual account or to be beneficiary for an account opened by parent/ legal guardian/ other Malaysian.

Category 3 (Individual Account):

Malaysian citizen aged 29 years and above are required to open an individual account.

Question 5 :
What is the saving benefits?

Answer :
SSPN-i offers the benefits are as follows:

Eligible to apply for PTPTN financing.

Tax relief assessment on current year net savings up to RM6,000.00 per year;

Free takaful coverage for depositors who have savings of RM1,000.00 and above*;

Award of Matching Grant up to RM10,000.00 for an eligible family**;

Savings guaranteed by the Government;

Competitive dividends exempted from income tax; and
Saving facillities on PTPTN branches and over 3,000 branches SSPN-i agents.

er.. maybe, the quality of the answer DEPENDS HEAVILY on the question asked.
U asked PTPTN for yourself, doing YOUR OWN SSPN savings?
OR
as a parent/legal guardian, for your children/ward?

either that or.. thanks to the education system, PTPTN "officers" menjawab cam tu je 

What is your actual intention? The T&C is clearly stated on the website. How many times do you want people to clarify for you?

New column appear i our tax form which you need to state how much withdrawal you have done on your SSPN for that particular year.