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 SSPN, Skim Simpanan Pendidikan Nasional

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[Ancient]-XinG-
post Apr 29 2014, 12:23 PM

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but, is it the money inside only can used for 1 yr tax relief?

if want another yr, need top up the amount?

and yet, the dividend din't chip in also.....
[Ancient]-XinG-
post Apr 29 2014, 09:23 PM

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Withdraw is so hard!!!
[Ancient]-XinG-
post Jun 26 2015, 09:18 AM

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QUOTE(joshng @ Jun 26 2015, 07:47 AM)
Hi, SSPN newbie here. Would be grateful if someone can help to clarify how is the interest for SSPN calculated? Is it based on daily/monthly rest? Wondering whether there is any difference between putting in small amounts of money monthly vs one lump sum at the end of the year. When is the interest for SSPN given out?
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It's work like FD I suppose. Being reluctant to bank in because very difficult to withdraw. That was few years back. Now I am not sure.
[Ancient]-XinG-
post Sep 2 2018, 09:17 AM

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QUOTE(LostAndFound @ Sep 2 2018, 08:24 AM)
Every branch got? Which branch did you do at?
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i got 2 LOL

and at Tesco its 60 per pc
[Ancient]-XinG-
post Nov 6 2018, 12:12 PM

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actually why favour paying sspn with debit card? any benefit?
[Ancient]-XinG-
post Nov 6 2018, 12:43 PM

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QUOTE(LostAndFound @ Nov 6 2018, 12:14 PM)
Some debit card got promo, for example. If not then you still get some sort of points (normally 1 point per RM3 spend).
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hmm..

CC got? because if next year 8k for tax relief it will be 8k TP!!!
[Ancient]-XinG-
post Feb 13 2019, 08:39 AM

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Is it we must deposit 6k at Jan of that particular year to enjoy the tax rebate of that particular year??


[Ancient]-XinG-
post Feb 13 2019, 10:17 AM

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QUOTE(David83 @ Feb 13 2019, 08:47 AM)
No need.
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then when should we deposit to be eligible for the tax relief incentives?
[Ancient]-XinG-
post Mar 11 2019, 04:07 PM

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QUOTE(attentional @ Mar 11 2019, 03:33 PM)
Any idea how is the interest from SSPN calculated? If we deposit end of Dec and withdraw beginning Jan, we shouldn't entitle for full yearly interest am i right?
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Pro rated.
[Ancient]-XinG-
post Apr 17 2019, 09:33 PM

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QUOTE(saitong09 @ Apr 17 2019, 07:48 PM)
This year Tax relief 8k, need to accumulate fund in BP card smile.gif
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Can auto debit via BP? Last time I ask they only auto debit via CASA. Not CC.
[Ancient]-XinG-
post Apr 18 2019, 09:14 AM

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QUOTE(talexeh @ Apr 17 2019, 11:04 PM)
I thought I've answered you already? rclxub.gif
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Oops sorry I think I miss it.

But I actually call them last week. The person in charge say can't do standing instructions on CC.... Only on terminal. Not sure is it the same on big branch.

The branch I call is Raub. Which is very small.


[Ancient]-XinG-
post Apr 25 2019, 06:35 PM

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QUOTE(MeToo @ Apr 25 2019, 06:08 PM)
Thats no better then FD....
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If you're in high bracket.

It's more than 4%.

If low bracket. There's better investment.

 

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