SSPN, Skim Simpanan Pendidikan Nasional
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 Mar 11 2017, 08:00 PM
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Senior Member
5,143 posts Joined: Jan 2015 
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QUOTE(virgoguy @ Mar 11 2017, 07:53 PM) Ah gosh just found this post. I missed the boat of rm6k tax relief. ðŸ˜. Luckily still got 2017 to claim. So if i open an sspn account from bank at dec 2017, then when can I print the the tax relief statement?. Plan to print it out then withdraw. see post 943..... may applies in 2018 too |
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Mar 11 2017, 08:02 PM
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Junior Member
615 posts Joined: Oct 2008
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QUOTE(T231H @ Mar 11 2017, 08:00 PM) see post 943..... may applies in 2018 too So meaning that only after 1st march 2018 then i can withdraw after print the statement? |
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Mar 11 2017, 08:06 PM
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Senior Member
5,143 posts Joined: Jan 2015
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QUOTE(virgoguy @ Mar 11 2017, 08:02 PM) So meaning that only after 1st march 2018 then i can withdraw after print the statement? not sure...will have to wait till that time comes then only can tell you...but you can withdraw in Jan then print out the year 2017 statement in March..... readpost from Jan 2017 ...one former had done date.... I think that forummer is "Rapple" This post has been edited by T231H: Mar 11 2017, 08:12 PM |
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Mar 11 2017, 11:21 PM
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak
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QUOTE(MNet @ Mar 11 2017, 07:46 PM) If I put 2 month and I withdraw, will I get the pro-rated interest? Probably won't get the pro-rated of 4%. I put in 6k in 15th Dec 2015.. the dividend I got for that year rm0.57 QUOTE(virgoguy @ Mar 11 2017, 07:53 PM) Ah gosh just found this post. I missed the boat of rm6k tax relief. ðŸ˜. Luckily still got 2017 to claim. So if i open an sspn account from bank at dec 2017, then when can I print the the tax relief statement?. Plan to print it out then withdraw. Did my withdrawal in Jan 2016 and Jan 2017.SSPN tax relief is given if the account is register under your child name and not for your own. This post has been edited by rapple: Mar 11 2017, 11:22 PM |
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Mar 11 2017, 11:24 PM
Show posts by this member only | IPv6 | Post
#985
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Junior Member
615 posts Joined: Oct 2008
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QUOTE(rapple @ Mar 11 2017, 11:21 PM) SSPN tax relief is given if the account is register under your child name and not for your own. |
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Mar 11 2017, 11:27 PM
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak
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QUOTE(virgoguy @ Mar 11 2017, 11:24 PM) So how much u leave it in the account? Min rm20? Min 20 unless you wanted to closed the account then withdraw all. |
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Mar 12 2017, 10:29 AM
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Junior Member
376 posts Joined: Dec 2013 
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QUOTE(rapple @ Mar 11 2017, 11:21 PM) Probably won't get the pro-rated of 4%. don't know how ptptn calculates dividend. to get 57 sen, the rate is 3.4675% (if based on 1 day ala EPF) but it was 4% for 2015 deposits! however 4% x 1/365 = 66 sen. I put in 6k in 15th Dec 2015.. the dividend I got for that year rm0.57 Did my withdrawal in Jan 2016 and Jan 2017. SSPN tax relief is given if the account is register under your child name and not for your own.  at least for EPF we know that EPF will use 1 day for the month of deposit irregardless of the date of deposit. This post has been edited by giko: Mar 12 2017, 10:51 AM |
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Mar 12 2017, 01:31 PM
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak
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QUOTE(giko @ Mar 12 2017, 10:29 AM) don't know how ptptn calculates dividend. to get 57 sen, the rate is 3.4675% (if based on 1 day ala EPF) but it was 4% for 2015 deposits! however 4% x 1/365 = 66 sen. :confused: Probably they have another % for deposits less than "x" months.at least for EPF we know that EPF will use 1 day for the month of deposit irregardless of the date of deposit. Even in 2016 when I put in 11,500 in Dec, I only get rm0.02. Only the balance of rm500 which I didn't withdraw gets the full 4% |
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Mar 16 2017, 03:06 PM
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Senior Member
2,275 posts Joined: Jun 2010
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nice bro sis, i long time no update this thread d. *im thread starter*
so if any sifu want me update the first page just pm me, or take over (if possible) =) |
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Mar 20 2017, 04:21 PM
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Junior Member
628 posts Joined: Apr 2014
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Hi, anyone has the weblink to the info on withdrawal of SSPN? Wondering how flexible is this SSPN account since I can't find much info on the first page.
QUOTE Bilakah simpanan SSPN-i boleh dikeluarkan? Jawapan: Simpanan SSPN-i boleh dikeluarkan pada bila-bila masa tertakluk kepada peraturan yang ditetapkan oleh PTPTN dari semasa ke semasa. What is the "peraturan yang ditetapkan oleh PTPTN dari semasa ke semasa"? |
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Mar 20 2017, 04:23 PM
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Senior Member
5,143 posts Joined: Jan 2015
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QUOTE(jrrsim @ Mar 20 2017, 04:21 PM) Hi, anyone has the weblink to the info on withdrawal of SSPN? Wondering how flexible is this SSPN account since I can't find much info on the first page. i think...it is a disclaimer clause sort of ... "can and will be subject to changes from time to time...." What is the "peraturan yang ditetapkan oleh PTPTN dari semasa ke semasa"?  |
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Mar 22 2017, 04:00 PM
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Junior Member
628 posts Joined: Apr 2014
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QUOTE(T231H @ Mar 20 2017, 04:23 PM) i think...it is a disclaimer clause sort of ... "can and will be subject to changes from time to time...." so pretty much it's a savings account la.. that's good.. thought there are rules to be fulfilled before withdrawal can commence. |
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May 26 2017, 03:05 PM
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Junior Member
460 posts Joined: Dec 2004 
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anyone know usually when they announce the interest rate of the year?
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May 26 2017, 03:07 PM
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All Stars
14,855 posts Joined: Mar 2015
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QUOTE(jsflim @ May 26 2017, 03:05 PM) anyone know usually when they announce the interest rate of the year? see the date of this article?http://www.thestar.com.my/business/busines...nd-sspn-i-plus/ |
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May 26 2017, 04:44 PM
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Junior Member
460 posts Joined: Dec 2004
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QUOTE(MUM @ May 26 2017, 03:07 PM) thanks bro, just want to confirm, 2017 tax relief for sspn still valid for 6k or changed to 3k ? |
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May 26 2017, 04:49 PM
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All Stars
14,855 posts Joined: Mar 2015
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QUOTE(jsflim @ May 26 2017, 04:44 PM) thanks bro, just want to confirm, 2017 tax relief for sspn still valid for 6k or changed to 3k ? googled and found this...http://www.hasil.gov.my/bt_goindex.php?bt_...sequ=1&bt_lgv=2 |
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Oct 4 2017, 12:07 AM
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Senior Member
546 posts Joined: Apr 2010
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anyone gotten any free gifts for depositing this year ? Wonder if they are giving the same stuff like umbrellas again?
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Oct 6 2017, 10:35 AM
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Senior Member
1,311 posts Joined: Oct 2012
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QUOTE(michaelho @ Oct 4 2017, 12:07 AM) anyone gotten any free gifts for depositing this year ? Wonder if they are giving the same stuff like umbrellas again? Haha. Not sure yet. I normally top up only in Dec. |
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Oct 28 2017, 07:12 AM
Show posts by this member only | IPv6 | Post
#999
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Junior Member
631 posts Joined: Mar 2008
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is sspn tax relief still relevant in 2018? beloved PM did not mention in his budget yesterday.
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Oct 28 2017, 08:49 AM
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Senior Member
5,143 posts Joined: Jan 2015
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QUOTE(Jack&Guild @ Oct 28 2017, 07:12 AM) is sspn tax relief still relevant in 2018? beloved PM did not mention in his budget yesterday. edited n corrected....see 2 posts down. This post has been edited by T231H: Oct 28 2017, 12:43 PM |
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