Option to generate Penyata Hasil is up.

Option to generate Penyata Hasil is up.

how do i get the tax statements prior to YA2016? TQ

I could not find any option for that..

the SSPN dividend rate for 2016 is 4% as announced in feb, is the value already reflected on you guys statement ?

http://www.thestar.com.my/business/busines...nd-sspn-i-plus/

Hi bros, anyone ever withdraw your money from SSPN? I saw from website there are many criteria before u can apply for withdrawal. Can i just withdraw without any reason given?

Diversification is key. It's better or matching FD rates. Unless you believe you should put all your eggs in the high risk high reward basket. Of course it's also stupid to put all your funds in SSPN, but this is only 6k a year.
Can, but the amount you put back must be 6k more than what the amount was on Jan 1st.

So if you do the following:-

Dec 31 2012 - Deposit 6k (qualify for tax deduction 2012)
Jan 1 2013 - withdraw 6k (takes a few weeks though)
Dec 31 2013 - Deposit 12k (qualify 6k for tax deduction 2013)
Jan 1 2014 - withdraw 12k
Dec 31 2014 - Deposit 18k ..... etc.

Then you get the tax rebate, and the only loss to you is the lost interest of a few weeks of processing for withdrawal.

Newbie here...invested RM6k last year into SSPN-i, purpose to reduce personal tax. Is SSPN and SSPN-i same product and I can withdraw the RM6k?

I think SSPN-i is insurance, so no can't withdraw. Don't you read the T&C before buying? For most of us SSPN-i got no point as EPF already maxed out.

Isn't SSPN a separate tax relief from insurance?

edit: typo

To your question, yes, SSPN-i savings for your children does qualify for SSPN tax relief.

Sure? Last round when I was there I was told it applies to the insurance category not the SSPN category for tax relief.

http://www.hasil.gov.my/bt_goindex.php?bt_...242330dd2186433

See for yourself.

You sure that staff didn't misunderstood what you said?

SSPN-i and SSPN-i Plus are both different products

That covers SSPN savings. SSPN-i is a new product, and hasil's website doesn't specifically mention it. SSPN's own advertising says RM12k deduction but Hasil says 6k for net SSPN savings, hence the additional 6k comes from where? The only other 6k is life insurance/KWSP...

the SSPN dividend rate for 2016 is 4% as announced in feb, is the value already reflected on you guys statement ?

http://www.thestar.com.my/business/busines...nd-sspn-i-plus/